CENTURY 21 Edge
$349,990$359,9904 bd2 ba1,830 sqft$191 /sqft≈$2,971 /mo all-in ↓

2898 TURNSTONE RUN, ST CLOUD, FL, 34773

Active8 days on marketListed Oct 2, 2026MLS #S5158724

✦ Reduced $10KSingle Family ResidenceVILLAGES AT HARMONY PH 1C-2

About this home

2898 TURNSTONE RUN

DR Horton better than new that includes Free and clear $40K solar Panels for years and years of energy savings. Priced thousands below appraisal and or any comparable property in the entire Harmony West subdivision, this 2022-built residence delivers a rare opportunity to own a home that feels better than new. A True Masterpiece Awaits 4 Bedrooms | 2 Full Baths | Freshly Painted Discover modern comfort in the highly sought-after Wiregrass community. This 2022 home looks and feels brand new, with fresh interior paint and move-in ready condition—ready for you to create lasting memories. Bright, Open Living Designed for Real Life Enjoy an airy open-concept layout with a true split-bedroom floor plan that floods every room with natural light. Perfect for relaxed family living or effortless entertaining. Chef’s Dream Kitchen • Solid wood cabinetry • Premium granite countertops • Upgraded stainless steel appliances • Expansive center island with seating for gathering • Ample walk-in pantry storage The kitchen opens beautifully to the dining and living areas, featuring durable tile flooring, stylish modern pendant lighting, and wide-open views. Entertaining has never been easier. Smart Ownership Advantage low HOA means you keep more of your money every month. This Is the One You’ve Been Waiting For This is not just another house in Harmony West—it’s the standout opportunity in the neighborhood. A 2022-built home that looks and feels brand new, priced significantly below both appraisal and the competition, with the exact floor plan and upgrades buyers are searching for. Don’t wait. Homes like this don’t last. Schedule your private showing today. Buyer is responsible for their own due diligence, including but not limited to verifying HOA information, community rules, square footage, lot size, room dimensions, and taxes. *Some Photos have been Virtually Staged*

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,830

Sqft

0.19 ac

Lot size

2

Garage

2022

Year built

One

Levels

$191

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorHigh Ceilings
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorNone

Community & fees

HOA fee$44/mo
Taxes (2025)$6,620/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,971 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$552
HOA fee — from the listing$44
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,971/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$552
HOA / condo fee$44
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$330KedgeAI estimate $370,796 · range $343K–$382K$397K

vs edgeAI estimate

−5.6%

$/sqft vs VILLAGES AT HARMONY PH 1C-2

$191 vs $185

Days on market

8 vs 65 typical

Where $191/sqft sits among the 7 homes for sale in VILLAGES AT HARMONY PH 1C-2

3
1 · this home
1
1
0
1
$173–184$184–195$195–206$206–217$217–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Drive times from this address

Universal Orlando≈ 43 min
Walt Disney World≈ 44 min
Orlando Int’l Airport (MCO)≈ 44 min
Downtown Orlando≈ 44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34773 — neighborhood snapshot

Population

5,495

Median age

38.2

Median income

$64,498

Median home value

$312,500

Avg household

3.06

Households w/ children

629

For the school run

Osceola County School District

ElementaryHarmony Community School★★★★★
HighHarmony High School★★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$412K → $399K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

3 of 7

VILLAGES AT HARMONY PH 1C-2 have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the ST CLOUD 34773 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,990 ▼ $10K
Oct 2, 2026Listed at $359,990 · 8 days on market since
2022Built · VILLAGES AT HARMONY PH 1C-2

Reality check

What actually sold near 2898 TURNSTONE RUN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7013 BEARGRASS RDSold · Nov ’25

$330,000

7013 BEARGRASS RD

3 bd · 2 ba · 1,825 sqft · $181/sqft · 116 DOM

3305 BRACKEN FERN DRIVESold · Aug ’26

$355,000

3305 BRACKEN FERN DRIVE

3 bd · 2 ba · 1,798 sqft · $197/sqft · 14 DOM

7005 CUPSEED LANESold · Nov ’25

$360,000

7005 CUPSEED LANE

3 bd · 2 ba · 1,798 sqft · $200/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2898 TURNSTONE RUN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2898 TURNSTONE RUN — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2898 TURNSTONE RUN FAQs

What would the monthly payment be for 2898 TURNSTONE RUN?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,971/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2898 TURNSTONE RUN?+

The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2898 TURNSTONE RUN?+

The most recent tax bill on record (2025) was $6,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2898 TURNSTONE RUN?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $349,990, this home is listed about 18% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2898 TURNSTONE RUN?+

Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$349,990 runs 17% above the ST CLOUD 34773 median.

02Strong assigned schools

Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $359,990, now $349,990 — a $10K cut. The full history is in the market section below.

Listing courtesy of ROAD HOUSE REALTY INC. · Licinio Brizzio. MLS #S5158724.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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