CENTURY 21 Edge
$315,0004 bd2 ba1,730 sqft$182 /sqft≈$2,420 /mo all-in ↓

612 CHICAGO WAY, DUNDEE, FL, 33838

Active16 days on marketListed Oct 2, 2026MLS #S5158814

Private poolSingle Family ResidenceRIDGE DUNDEE

About this home

612 CHICAGO WAY

Virtually Staged. Discover the charm and versatility of this inviting 4 bedroom, 2 bath home features an open floor plan with a spacious kitchen and cozy breakfast nook that flows seamlessly into the living and great room areas—perfect for everyday living and entertaining. The former lanai has been enclosed and transformed into a private, versatile bonus space with game-room potential, offering additional room for recreation, a play area, home office, or whatever best fits your needs. Step outside and enjoy the Florida lifestyle with a huge backyard, above-ground pool, and extended rear deck. Situated on a desirable corner lot, the property offers plenty of outdoor space for entertaining, relaxing, and enjoying time with family and friends. The extended deck provides an incredible vantage point to enjoy breathtaking views of fireworks over the lake, creating a truly special setting for memorable evenings. The home is equipped with solar panels that will be paid off by the seller at closing, so the buyer can enjoy the benefits of solar without assuming the existing solar financing. With its open layout, flexible bonus space, spacious backyard, pool, corner-lot setting, and spectacular lake and fireworks views, this Dundee home offers plenty of room to live, relax, and entertain.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,730

Sqft

0.27 ac

Lot size

2

Garage

2014

Year built

One

Levels

$182

Per sqft

Private pool

Inside

FlooringTile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorSidewalk

Community & fees

HOA fee$33/mo
Taxes (2025)$2,805/yr
PetsBreed Restrictions, Cats OK, Dogs OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,420 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$234
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,420/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$234
HOA / condo fee$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$302KedgeAI estimate $425,458 · range $383K–$468K$487K

vs edgeAI estimate

−26%

$/sqft vs Dundee actives

$182 vs $160

Days on market

16 vs 74 typical

Where $182/sqft sits among the 63 Dundee actives

21
11
15
6 · this home
4
6
$130–146$146–161$161–176$176–191$191–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dundee

Drive times from this address

Walt Disney World≈ 42 min
Universal Orlando≈ 52 min
Downtown Orlando≈ 58 min
Orlando Int’l Airport (MCO)≈ 63 min
Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dundee. See the full Dundee guide →

DUNDEE 33838 — neighborhood snapshot

Population

5,431

Median age

32.6

Median income

$44,514

Median home value

$230,100

Avg household

2.93

Households w/ children

740

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleDenison Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dundee market

Seller’s marketLeans buyer — 7.5 months of inventoryBuyer’s market

$296K → $270K

Dundee median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

26 of 63

Dundee actives have cut their price

Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the DUNDEE 33838 median. See the full Dundee market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $315,000 · 16 days on market since
2014Built · RIDGE DUNDEE

Reality check

What actually sold near 612 CHICAGO WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1604 ELLINGTON DRIVESold · Jun ’26

$257,900

1604 ELLINGTON DRIVE · same community

3 bd · 2 ba · 1,401 sqft · $184/sqft · 8 DOM

514 MILES BOULEVARDSold · Dec ’25

$220,000

514 MILES BOULEVARD · same community

3 bd · 2 ba · 1,331 sqft · $165/sqft · 133 DOM

647 CHICAGO WAYSold · Oct ’26

$300,000

647 CHICAGO WAY · same community

4 bd · 2 ba · 2,134 sqft · $141/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 612 CHICAGO WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 612 CHICAGO WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

612 CHICAGO WAY FAQs

What would the monthly payment be for 612 CHICAGO WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,420/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 612 CHICAGO WAY?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 612 CHICAGO WAY?+

The most recent tax bill on record (2025) was $2,805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 612 CHICAGO WAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dundee?+

At $315,000, this home is listed about 9% above the Dundee median of $289,495. The market section on this page shows how the area is trending.

Which schools are assigned to 612 CHICAGO WAY?+

Elbert Elementary School (elementary), Haines City Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Miluska Parot. MLS #S5158814.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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