4800 RIVERWALK DRIVE, ST CLOUD, FL, 34771
Active5 days on marketListed Oct 5, 2026MLS #S5158866
About this home
4800 RIVERWALK DRIVE
Virtually Staged. Welcome to Turtle Creek! Water Views, Stunning Sunsets & Move-In-Ready Living! Just minutes from Lake Nona, this beautifully maintained 4-bedrom, 3 full bathroom townhome offers the blend of comfort, privacy and convenience. Positioned on a desirable and prime corner lot, the home features water views from all windows, abundant natural lighting and no neighbors directly in front or behind. Built with solid concrete block on both levels, this home features an open concept living area designed for everyday comfort. The kitchen offers upgrades and the 1st floor FULL bathroom and bedroom offers a flexible space for guests, a home office or multigenerational living. The front door is a hurricane-rated full glass door allowing you comforting water views. Relax in a fully screened lanai and extended fully fenced paver patio perfect for dining, entertaining or taking in a peaceful moment. One car garage with 4 additional car driveway capability. The garage offers plenty of storage and a garage freezer. Water softener throughout the home along with ceiling fans, emergency water sprinkler system and televisions in all rooms. Did I mention: WATER VIEWS from all windows? YES! Move In Ready! MOTIVATED SELLER-Must See! Schedule your private showing today and enjoy the lifestyle of this exceptional townhome!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,928
Sqft
0.08 ac
Lot size
1
Garage
2016
Year built
Two
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs St Cloud actives
$179 vs $212
Days on market
5 vs 68 typical
Where $179/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
234 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4800 RIVERWALK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$300,000
4801 APPLE BLOSSOM LANE · same community
4 bd · 3 ba · 1,928 sqft · $156/sqft · 212 DOM
Sold · Sep ’26$275,000
1570 SOFTSHELL STREET · same community
3 bd · 2.5 ba · 1,910 sqft · $144/sqft · 14 DOM
Sold · Jan ’26$379,250
1606 LEATHERBACK LANE · same community
3 bd · 2 ba · 1,818 sqft · $209/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4800 RIVERWALK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4800 RIVERWALK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4800 RIVERWALK DRIVE FAQs
What would the monthly payment be for 4800 RIVERWALK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,955/mo — principal and interest, the actual property-tax bill, the $396/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4800 RIVERWALK DRIVE?+
The association fee works out to $396 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4800 RIVERWALK DRIVE?+
The most recent tax bill on record (2025) was $2,597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4800 RIVERWALK DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $344,900, this home is listed about 20% below the St Cloud median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4800 RIVERWALK DRIVE?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE FIRM RE · Susana Maisonet. MLS #S5158866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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