398 PALM DRIVE, OVIEDO, FL, 32765
Active6 days on marketListed Oct 4, 2026MLS #S5158872
About this home
398 PALM DRIVE
Welcome to 396 Palm Drive, located in the established Mead Manor community of Oviedo. This home offers an open floor plan with a spacious kitchen counter, creating a comfortable space for everyday dining and gatherings. The fenced backyard provides additional outdoor space for relaxing and entertaining. The property is approximately 0.25 miles from the Oviedo Recreation Center and approximately 0.5 miles from Oviedo on the Park. The Oviedo Recreation Center offers aquatic, fitness, sports, and recreation programs. Oviedo on the Park includes Center Lake Park, a waterfront public space with walking areas and community amenities. The home is situated among mature oak trees and shaded areas within the Mead Manor neighborhood. Nearby parks and recreation facilities provide additional opportunities for outdoor recreation.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,156
Sqft
0.28 ac
Lot size
2
Garage
1969
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,129 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,129/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26%
$/sqft vs Oviedo actives
$250 vs $242
Days on market
6 vs 63 typical
Where $250/sqft sits among the 187 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
124 of 187
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 398 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$410,000
323 PALM DRIVE · same community
3 bd · 2 ba · 1,794 sqft · $229/sqft · 0 DOM
Sold · Dec ’25$485,000
584 PIAZZA POINT
3 bd · 3.5 ba · 2,140 sqft · $227/sqft · 6 DOM
Sold · Sep ’26$445,000
459 PORTICO COURT
3 bd · 3.5 ba · 2,140 sqft · $208/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 398 PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 398 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
398 PALM DRIVE FAQs
What would the monthly payment be for 398 PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,129/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 398 PALM DRIVE?+
The most recent tax bill on record (2025) was $6,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $539,500, this home is listed about 11% above the Oviedo median of $486,210. The market section on this page shows how the area is trending.
Which schools are assigned to 398 PALM DRIVE?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$539,500 runs 25% above the OVIEDO 32765 median.
02Fresh on the market
Only 6 days on market in a Oviedo market that averages 63 — if it fits, move quickly.
03Strong assigned schools
Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DREAM BUILDERS REALTY · Tim Weisheyer. MLS #S5158872.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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