1984 NATIONS WAY, ST CLOUD, FL, 34769
Active4 days on marketListed Oct 6, 2026MLS #S5158960
About this home
1984 NATIONS WAY
Welcome to this beautiful 3-bedroom, 2-bathroom single-family home located in the desirable Anthem Park community in St. Cloud. This well-kept home offers a bright and spacious floor plan with a separate formal living room and dining area, providing the perfect setting for entertaining or creating additional flexible spaces. The generously sized kitchen features plenty of cabinets and counter space, along with a cozy breakfast area ideal for enjoying your morning coffee. The home also offers a large, fully fenced backyard, perfect for outdoor entertaining, pets, or relaxing in your own private space. A convenient 2-car garage adds extra storage and functionality. Residents of Anthem Park enjoy an excellent selection of community amenities, including a resort-style pool, clubhouse with fitness center, tennis and basketball courts, parks and playgrounds, walking trails, and a dog park. Ideally situated near shopping, restaurants, grocery stores, schools, and historic Downtown St. Cloud, this home also provides convenient access to US-192, the Florida Turnpike, Orlando International Airport, and the beautiful St. Cloud Lakefront. Don't miss the opportunity to enjoy comfortable living in a great community with an ideal location!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,760
Sqft
0.13 ac
Lot size
2014
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $211
Days on market
4 vs 65 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anthem Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Anthem Park — neighborhood snapshot
Population
2,695
Median age
37
Median income
$82,667
Median home value
$246,500
Avg household
4
Households w/ children
224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
226 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1984 NATIONS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$355,000
2020 NATIONS WAY · same community
3 bd · 2 ba · 1,860 sqft · $191/sqft · 28 DOM
Sold · Nov ’25$414,900
2050 BANNER LANE · same community
4 bd · 2.5 ba · 2,742 sqft · $151/sqft · 86 DOM
Sold · Apr ’26$560,000
2071 REMEMBRANCE AVENUE · same community
5 bd · 4 ba · 3,906 sqft · $143/sqft · 258 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1984 NATIONS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1984 NATIONS WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1984 NATIONS WAY FAQs
What would the monthly payment be for 1984 NATIONS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1984 NATIONS WAY?+
The listing reports pets: Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,400, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1984 NATIONS WAY?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Marien Velasquez. MLS #S5158960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 1984 NATIONS WAY but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →