2537 LONGPINE LANE, ST CLOUD, FL, 34772
Active4 days on marketListed Oct 6, 2026MLS #S5158983
About this home
2537 LONGPINE LANE
Some homes are ready for your furniture. Others are ready for your imagination. Welcome to 2537 Longpine Ln, a 2-bedroom, 2-bath manufactured home in a gated 55+ community in St. Cloud. Each bedroom features its own private bathroom, while the covered carport and peaceful pond view add to the home’s everyday appeal. It’s an opportunity to create a space that reflects your own style from the very beginning. Beyond the front door, you’ll enjoy a community that fits the relaxed lifestyle of 55+ living. Downtown St. Cloud’s lakefront, shopping, and local restaurants are also just minutes away. A little vision can go a long way - and this one has plenty of it.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,558
Sqft
0.15 ac
Lot size
1980
Year built
One
Levels
$99
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,520 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,520/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.2%
$/sqft vs St Cloud actives
$99 vs $211
Days on market
4 vs 65 typical
Where $99/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
223 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2537 LONGPINE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$175,000
2509 INDEPENDENCE LANE · same community
2 bd · 2 ba · 1,507 sqft · $116/sqft · 83 DOM
Sold · Mar ’26$177,000
4418 BRAVE LANE · same community
2 bd · 2 ba · 1,175 sqft · $151/sqft · 13 DOM
Sold · Sep ’26$150,000
2527 LONGPINE LANE · same community
2 bd · 2 ba · 972 sqft · $154/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2537 LONGPINE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2537 LONGPINE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2537 LONGPINE LANE FAQs
What would the monthly payment be for 2537 LONGPINE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,520/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2537 LONGPINE LANE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2537 LONGPINE LANE?+
The most recent tax bill on record (2025) was $3,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2537 LONGPINE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $154,900, this home is listed about 64% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2537 LONGPINE LANE?+
Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$154,900 is 61% below the ST CLOUD 34772 median of $399,000, and at $99/sqft it sits under the St Cloud average of $232.
02Fresh on the market
Only 4 days on market in a St Cloud market that averages 65 — if it fits, move quickly.
03The price has already moved
Listed at $164,900, now $154,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROFESSIONAL REAL ESTATE TEAM · Jany Perez. MLS #S5158983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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