CENTURY 21 Edge
$340,0003 bd2 ba1,268 sqft$268 /sqft≈$2,956 /mo all-in ↓

720 TAURUS LANE, ST CLOUD, FL, 34772

Active2 days on marketListed Oct 8, 2026MLS #S5159055

✦ Priced 15% below the ST CLOUD 34772 medianSingle Family ResidenceOLD HICKORY PH 1 & 2

About this home

720 TAURUS LANE

Located in the Old Hickory community of Saint Cloud, this 3-bedroom, 2-bathroom home brings together a bright, open interior, thoughtful recent upgrades, and an exceptionally large backyard. Situated on a peaceful street with no through traffic, the single-story layout offers comfortable everyday living with an attached two-car garage and plenty of room both inside and out. The main living area connects the living room, dining space, and kitchen in an open layout filled with natural light. The kitchen features stainless steel appliances, ample cabinetry, a subway tile backsplash, generous counter space, and a pantry for additional storage. Sliding glass doors provide a direct connection to the backyard, while upgraded LED lighting and fresh interior paint give the main living space a clean, updated feel. The primary bedroom is privately positioned toward the rear of the home with an en-suite bathroom and dedicated closet. Two additional bedrooms are located near the second full bathroom, and all three bedrooms feature newly installed luxury vinyl plank flooring. Additional improvements include modern black interior door hardware, a UV air-purification light within the HVAC system, an under-sink reverse osmosis water filtration system, and smart-home features that provide phone control of the thermostat, locks, and garage door. One of the home's standout features is the above-average backyard, offering an impressive amount of open green space and added privacy. There is plenty of room to create outdoor living and entertaining areas, add a garden, or simply enjoy having extra space. A separate laundry room and two-car garage add to the home's everyday functionality. Old Hickory offers community amenities designed for enjoying the outdoors, including a swimming pool and pavilion, walking trails surrounded by natural scenery, a children's playground, and a dog park. With its recent interior updates, smart-home conveniences, large backyard, quiet street setting, and access to neighborhood amenities, this home offers a well-rounded combination of comfort, functionality, and Florida living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,268

Sqft

0.14 ac

Lot size

2021

Year built

One

Levels

$268

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorLighting · Sidewalk

Community & fees

HOA fee$60/mo
Taxes (2025)$7,013/yr
PetsYes
CommunityClubhouse · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,956 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$584
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,956/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$584
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$308KedgeAI estimate $330,553 · range $321K–$342K$356K

vs edgeAI estimate

+2.9%

$/sqft vs St Cloud actives

$268 vs $211

Days on market

2 vs 65 typical

Where $268/sqft sits among the 400 St Cloud actives

106
130
87
32 · this home
20
25
$153–187$187–221$221–256$256–290$290–324$324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Drive times from this address

Universal Orlando≈ 41 min
Orlando Int’l Airport (MCO)≈ 41 min
Walt Disney World≈ 42 min
Downtown Orlando≈ 42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryNeptune Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleNeptune Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$412K → $399K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

227 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $340,000 · 2 days on market since
2021Built · OLD HICKORY PH 1 & 2

Reality check

What actually sold near 720 TAURUS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

701 WATUSI WAYSold · Aug ’26

$329,900

701 WATUSI WAY · same community

3 bd · 2 ba · 1,295 sqft · $255/sqft · 29 DOM

3971 GUERNSEY BENDSold · Nov ’25

$349,000

3971 GUERNSEY BEND · same community

3 bd · 2 ba · 1,552 sqft · $225/sqft · 139 DOM

570 PEG COURTSold · Jun ’26

$345,000

570 PEG COURT · same community

3 bd · 2 ba · 1,552 sqft · $222/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 720 TAURUS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 720 TAURUS LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

720 TAURUS LANE FAQs

What would the monthly payment be for 720 TAURUS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,956/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 720 TAURUS LANE?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 720 TAURUS LANE?+

The most recent tax bill on record (2025) was $7,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 720 TAURUS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $340,000, this home is listed about 21% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 720 TAURUS LANE?+

Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5159055.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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