
630 PEBBLE BEACH DRIVE, CHAMPIONS GATE, FL, 33896
Active2 days on marketListed Oct 9, 2026MLS #S5159223
About this home
630 PEBBLE BEACH DRIVE
Whether you’re looking for a second home near Orlando’s world-famous attractions or an investment property with short-term rental potential, this home offers the opportunity to step in without the expense and work of furnishing and setting up a property from scratch. Being sold fully furnished and ready to enjoy from day one, the home has been thoughtfully designed for both owners and vacation guests. The open living and dining areas create an easy gathering space for families and groups, while the kitchen features stainless steel appliances and plenty of room for everyday meals or entertaining. One of the home’s biggest advantages is its flexible bedroom layout. A bedroom and full bathroom on the first floor provide a convenient option for guests who prefer to avoid stairs, while the second floor features a generously sized primary suite along with additional bedrooms. For families visiting the Orlando area, two themed bedrooms add an extra element of fun to the vacation experience. a colorful Little Mermaid-inspired room and an immersive Star Wars-inspired room that younger guests will love. Outside, the covered patio and private pool create another space to relax after a day at the theme parks, enjoy time together, or simply make the most of Florida living. And when you’re ready to leave the house, ChampionsGate offers the kind of resort amenities that help make this community so appealing to both owners and vacation guests. Residents and guests can enjoy access to amenities including resort-style pools, a lazy river, waterslides, splash areas, fitness facilities, sports courts, clubhouse amenities, theater and game areas, dining options and more. The location also puts you within convenient reach of Walt Disney World, Orlando’s major attractions, golf, shopping, restaurants and everything Central Florida has to offer. For an owner who wants the best of both worlds, 630 Pebble Beach Drive offers a compelling opportunity: use it as your own Florida getaway when you want it, rent it when you don’t, and enjoy a property that is already furnished and ready to go. No waiting for furniture. No starting from scratch. Simply bring your suitcase and begin enjoying your ChampionsGate home from day one.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,914
Sqft
0.07 ac
Lot size
2019
Year built
Two
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,499 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,499/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs STONEYBROOK SOUTH NORTH PRCL PH 1
$204 vs $199
Days on market
2 vs 144 typical
Where $204/sqft sits among the 18 homes for sale in STONEYBROOK SOUTH NORTH PRCL PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Champions Gate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Champions Gate. See the full Champions Gate guide →
CHAMPIONS GATE 33896 — neighborhood snapshot
Population
23,074
Median age
33.8
Median income
$74,485
Median home value
$307,200
Avg household
2.66
Households w/ children
2,550
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Champions Gate market
$405K → $423K
Champions Gate median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
7 of 18
STONEYBROOK SOUTH NORTH PRCL PH 1 have cut their price
Median sold price, Champions Gate, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the CHAMPIONS GATE 33896 median. See the full Champions Gate market guide →
Paper trail
This home's history
Reality check
What actually sold near 630 PEBBLE BEACH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$345,000
880 PEBBLE BEACH DRIVE · same community
4 bd · 3 ba · 1,914 sqft · $180/sqft · 149 DOM
Sold · May ’26$355,000
820 PEBBLE BEACH DRIVE · same community
4 bd · 3 ba · 1,914 sqft · $185/sqft · 95 DOM
Sold · Dec ’25$375,000
740 PEBBLE BEACH DRIVE · same community
4 bd · 3 ba · 1,914 sqft · $196/sqft · 398 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 630 PEBBLE BEACH DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 630 PEBBLE BEACH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
630 PEBBLE BEACH DRIVE FAQs
What would the monthly payment be for 630 PEBBLE BEACH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,499/mo — principal and interest, the actual property-tax bill, the $278/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 630 PEBBLE BEACH DRIVE?+
The association fee works out to $278 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 630 PEBBLE BEACH DRIVE?+
The most recent tax bill on record (2025) was $7,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 630 PEBBLE BEACH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Champions Gate?+
At $390,000, this home is listed about 33% below the Champions Gate median of $580,000. The market section on this page shows how the area is trending.
Which schools are assigned to 630 PEBBLE BEACH DRIVE?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Lisa Grinceri. MLS #S5159223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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