864 GOLDEN BEAR DRIVE, REUNION, FL, 34747
Active1 days on marketListed Oct 15, 2026MLS #S5159548
About this home
864 GOLDEN BEAR DRIVE
EXPERIENCE THE ULTIMATE LUXURY VACATION LIFESTYLE IN REUNION RESORT, WHERE WEST-FACING WATER VIEWS, SPECTACULAR SUNSETS, AND EFFORTLESS RESORT LIVING COME TOGETHER! Just minutes from Walt Disney World, this beautifully renovated Mediterranean-inspired retreat occupies a premium waterfront homesite in one of Central Florida's most desirable vacation communities. A rare combination of privacy, entertainment, and turnkey convenience makes this an exceptional second home or vacation getaway. Professionally styled by Indya Rose Interiors, the residence welcomes you with sophisticated designer furnishings, hand-chipped tile flooring, fresh interior paint, elegant lighting, and custom accents. The beautifully remodeled kitchen features quartz waterfall countertops, refinished cabinetry, a custom range hood, designer backsplash, upgraded fixtures, and appliances. BEST OF ALL, THE DESIGNER FURNISHINGS ARE INCLUDED, saving the next owner the considerable expense and effort of furnishing a luxury vacation home. THE TRUE SHOWSTOPPER IS THE WEST-FACING WATERFRONT OUTDOOR RETREAT! Spend sun-filled afternoons beside your private pool and spa, then gather with family and friends as brilliant Florida sunsets reflect across the water. An expansive paver deck, custom outdoor kitchen, multiple seating areas, and a private lower-level waterfront lounge with a fountain feature create an unforgettable setting for relaxation and entertaining. The vacation experience continues indoors with imaginative themed bedrooms and entertainment spaces designed to create lasting memories. A custom-built sleeping retreat with a slide accommodates up to eight guests, while the retro candy-inspired game room features dual motorcycle racing games and Xbox arcade entertainment systems. Every stay feels like a special occasion. WHY CHOOSE BETWEEN PERSONAL ENJOYMENT AND RENTAL INCOME POTENTIAL WHEN YOU CAN HAVE BOTH? Already participating in a short-term rental program, the home has nightly rates On Airbnb of approximately $400-$800 (During Peak Holiday Season), while the surrounding vacation rental market has indicated average annual occupancy of approximately 55%. Enjoy unforgettable time with loved ones, then make the home available to vacationing guests when you're away. Rental income may help offset ownership expenses; rates, occupancy, and income are not guaranteed. A TRANSFERABLE REUNION RESORT MEMBERSHIP IS AVAILABLE, subject to applicable terms, offering access to an outstanding array of amenities including three signature golf courses designed by Jack Nicklaus, Arnold Palmer, and Tom Watson, a water park, resort pools, tennis, dining, and recreation. Universal Orlando, shopping, restaurants, and Orlando International Airport are also conveniently accessible. ENJOY A LOW-MAINTENANCE LUXURY LIFESTYLE! HOA-supported services include landscaping, irrigation, tree trimming, pest control, exterior pressure washing, cable television, and high-speed internet. Spend less time coordinating property upkeep and more time enjoying your Florida escape. FEW VACATION HOMES OFFER THIS COMBINATION OF WEST-FACING WATER VIEWS, DESIGNER-FURNISHED INTERIORS, PRIVATE POOL AND SPA, RENTAL FLEXIBILITY, AND HOA-SUPPORTED MAINTENANCE. Whether you're seeking a family retreat, a luxurious second home, or a vacation property with income potential, your Reunion Resort lifestyle begins here!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,110
Sqft
0.12 ac
Lot size
2008
Year built
Two
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,082 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,082/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs REUNION WEST VLGS NORTH
$341 vs $354
Days on market
1 vs 156 typical
Where $341/sqft sits among the 23 homes for sale in REUNION WEST VLGS NORTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Reunion
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Reunion. See the full Reunion guide →
REUNION 34747 — neighborhood snapshot
Population
27,422
Median age
37.5
Median income
$83,141
Median home value
$455,600
Avg household
2.6
Households w/ children
2,599
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Reunion market
$423K → $382K
Reunion median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
15 of 23
REUNION WEST VLGS NORTH have cut their price
Median sold price, Reunion, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 172% above the REUNION 34747 median. See the full Reunion market guide →
Paper trail
This home's history
Reality check
What actually sold near 864 GOLDEN BEAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$789,900
861 GOLDEN BEAR DRIVE · same community
5 bd · 4.5 ba · 3,300 sqft · $239/sqft · 234 DOM
Sold · Jul ’26$850,000
845 GOLDEN BEAR DRIVE · same community
5 bd · 5.5 ba · 3,328 sqft · $255/sqft · 106 DOM
Sold · Nov ’25$968,402
960 GOLDEN BEAR DRIVE · same community
5 bd · 5.5 ba · 3,374 sqft · $287/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 864 GOLDEN BEAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 864 GOLDEN BEAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
864 GOLDEN BEAR DRIVE FAQs
What would the monthly payment be for 864 GOLDEN BEAR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,082/mo — principal and interest, the actual property-tax bill, the $618/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 864 GOLDEN BEAR DRIVE?+
The association fee works out to $618 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 864 GOLDEN BEAR DRIVE?+
The most recent tax bill on record (2025) was $14,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 864 GOLDEN BEAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Reunion?+
At $1,059,000, this home is listed about 147% above the Reunion median of $429,500. The market section on this page shows how the area is trending.
Which schools are assigned to 864 GOLDEN BEAR DRIVE?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,059,000 runs 172% above the REUNION 34747 median — but at 3,110 sqft it's also 48% larger than the typical Reunion listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $618/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a Reunion market that averages 156 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of TITAN REALTY GROUP LLC · Alex Lopez. MLS #S5159548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Reunion homes, in your inbox
Like 864 GOLDEN BEAR DRIVE but not quite? A daily digest of every new listing in Reunion — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →