CENTURY 21 Edge
$489,900$539,9004 bd1,858 sqft$264 /sqft≈$3,482 /mo all-in ↓

1106 W ARCH STREET, TAMPA, FL, 33607

Active782 days on marketListed Aug 22, 2024MLS #T3549021

✦ Reduced $50KDuplexMUNROS & CLEWISS ADD

About this home

1106 W ARCH STREET

Looking to invest in real estate? This "shotgun-style" duplex presents an exceptional opportunity. While it may require some cosmetic upgrades, its potential is boundless. Both units, totaling 4 bedrooms 3 baths is perfect for investors looking for a steady income stream. The tenant in one of the units has been residing there for an impressive 7 years, ensuring consistent rental income. Unit A, a 1/1 is currently rented for $925/month, and Unit B, a 3/2, is currently rented for $1800/month. Tenants pay for electricity, the owner pays an average of $110 for water for both units. There is a shared laundry room with washer/dryer. This has been updated with the following: new roof installed in 2025, new windows in 2021, AC for Unit A - 2016, Unit B - 2024, hot water heater for Unit A - 2023, Unit B - 2022. Whether you're a seasoned investor or a first-time buyer, this duplex promises steady rental income and long-term growth potential. Value: Priced competitively, this property offers excellent value in today's market. Investment Opportunity: Don't miss out on this chance to capitalize on the potential of this duplex. Schedule a viewing today and unlock the possibilities!

Facts & features

The home at a glance

4

Bedrooms

1,858

Sqft

0.08 ac

Lot size

1943

Year built

$264

Per sqft

Inside

AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryCommon Area · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ExteriorOther

Community & fees

Taxes (2023)$2,657/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,482 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property tax — 2023 actual bill$221
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,147
Interest rate6.00%
Loan term

Estimated payment

$3,482/mo

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$221
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$264 vs $289

Days on market

782 vs 64 typical

Where $264/sqft sits among the 400 Tampa actives

237 · this home
97
23
11
7
25
$150–319$319–489$489–659$659–828$828–998$998+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Riverfront

Drive times from this address

Downtown Tampa≈ 3 min
Tampa Int’l Airport (TPA)≈ 15 min
Walt Disney World≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

West Riverfront — neighborhood snapshot

Population

1,619

Median age

41

Median income

$55,000

Median home value

$248,100

Avg household

2

Households w/ children

51%

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighPlant High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

223 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the TAMPA 33607 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $489,900 ▼ $50K
Aug 22, 2024Listed at $539,900 · 782 days on market since
1943Built · MUNROS & CLEWISS ADD

Reality check

What actually sold near 1106 W ARCH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1008 W GRACE STREETSold · Feb ’26

$375,000

1008 W GRACE STREET · same community

3 bd · 1 ba · 966 sqft · $388/sqft · 6 DOM

801 S OREGON AVENUE UNIT ASold · Mar ’26

$1,010,000

801 S OREGON AVENUE UNIT A

3 bd · 3.5 ba · 1,860 sqft · $543/sqft · 7 DOM

509 W BAY STREET UNIT 303Sold · Jun ’26

$1,250,000

509 W BAY STREET UNIT 303

3 bd · 2 ba · 1,980 sqft · $631/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1106 W ARCH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1106 W ARCH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1106 W ARCH STREET FAQs

What would the monthly payment be for 1106 W ARCH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,482/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1106 W ARCH STREET?+

The most recent tax bill on record (2023) was $2,657. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $489,900, this home is listed about 13% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1106 W ARCH STREET?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$489,900 runs 72% above the TAMPA 33607 median — but at 1,858 sqft it's also 18% larger than the typical Tampa listing.

02Time on market is leverage

782 days on market against a Tampa median of 64 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Plant High School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $539,900, now $489,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of FLORIDA REAL ESTATE ASSOCIATES · Matt Young. MLS #T3549021.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tampa homes, in your inbox

Like 1106 W ARCH STREET but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Kathy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 13, 2026 at 7:43 PM UTC. The listing information on this page last changed on October 13, 2026 at 7:43 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 13, 2026 at 7:43 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 13, 2026 at 7:43 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.