CENTURY 21 Edge
$460,000$495,000$3,285 /mo all-in ↓

2364 N HERITAGE OAKS PATH, HERNANDO, FL, 34442

Active696 days on marketListed Aug 30, 2024MLS #T3552670

Reduced $35K

About this home

2364 N HERITAGE OAKS PATH

Intriguing 4.99 acre track - zoned MDR, within the confines of an upscale residential community. Possibly a fabulous site for an estate home or consider a small subdivision. Elevation ranges from 167' to 179', gorgeous trees - a truly unique parcel in a prime area. Zoned MDR.

Facts & features

The home at a glance

4.99 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$2,565/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,285 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property tax — 2023 actual bill$214
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,100
Interest rate6.00%
Loan term

Estimated payment

$3,285/mo

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$214
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hernando

Map of 2364 N HERITAGE OAKS PATH

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

CurrentPrice reduced to $460,000 $35K
Aug 30, 2024Listed at $495,000 · 696 days on market since

Reality check

What actually sold near 2364 N HERITAGE OAKS PATH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1598 W SPRING MEADOW LOOPSold · Jul ’26

$180,000

1598 W SPRING MEADOW LOOP

2 bd · 2.5 ba · 1,359 sqft · $132/sqft · 5 DOM

263 W DOERR PATHSold · Mar ’26

$342,500

263 W DOERR PATH

3 bd · 2 ba · 1,616 sqft · $212/sqft · 9 DOM

230 E BOSTON STREETSold · Apr ’26

$365,000

230 E BOSTON STREET

3 bd · 2 ba · 1,651 sqft · $221/sqft · 200 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2364 N HERITAGE OAKS PATH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2364 N HERITAGE OAKS PATH — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2364 N HERITAGE OAKS PATH FAQs

What would the monthly payment be for 2364 N HERITAGE OAKS PATH?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,285/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2364 N HERITAGE OAKS PATH?+

The most recent tax bill on record (2023) was $2,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando?+

At $460,000, this home is listed about 23% above the Hernando median of $372,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2364 N HERITAGE OAKS PATH?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$460,000 runs 68% above the HERNANDO 34442 median.

02Time on market is leverage

696 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $495,000, now $460,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Steve Latiff. MLS #T3552670.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2364 N HERITAGE OAKS PATH, HERNANDO, FL — $460,000 | CENTURY 21 Edge