251 SADDLE LANE, LAKE WALES, FL, 33898
Active628 days on marketListed Nov 19, 2024MLS #TB8321702
About this home
251 SADDLE LANE
Turn Key!! Deeded RV Lot / RV Combo! Located in a great Resort in Central FL! WELCOME TO RIVER RANCH, Florida’s Luxury RV Resort with access to Lake Kissimmee! This Luxury RV Lot has a Turn-Key fully stocked 2bed/2ba RV in place and is generating income! This 2021 Keystone Cougar 32BHS will sleep up to 6! The master has a queen bed and its own half bath! The 2nd Bedroom has 4 twin bunk beds. There is a comfy sofa with recliners in the living room, along with a fireplace and large entertainment center. There is a dining table and the kitchen is fully stocked with everything you need! There is also an outdoor kitchen, grill and firepit for you to enjoy on the private patio! Perfect for families and couples traveling together! No golf cart included, however you can add one or guests can rent through the Office. River Ranch RV Resort is perfect for weekend vacations, family camping, seasonal living! River Ranch RV Resort offers beautiful landscaping and privately owned RV lots. There are many amenities such as Pools, Tennis, Pickle Ball, Clubhouse, Social Events, Billiards, Poker Room and more! ENTERTAINMENT AND FUN!! There are MANY fun things to do! For starters, there is a LIVE Rodeo every Saturday night – an excellent display of showmanship and fun for the entire family! There is even a Saloon (family friendly), with LIVE bands, DJs, dance parties and they give line dancing lessons for free. There is an adventure park which has a bounce house, mechanical bull, climbing tower, Arcade, mini golf, outside movie on the greens, bicycle rentals, airboat rides, river boat rides, swamp buggy, hayrides, petting farm, trap & skeet range and a bow target for shooting. There are several places to eat on property. The River Ranch Chop House serves delicious food and drinks, a waterfront Smokehouse Grill serves delicious BBQ, a pizza shop and an ice cream and coffee shop (serving Starbucks.) There is also a General store and a Western store to grab all of your favorite Cowboy/Cowgirl finds! Watch the Bison, Steers, Horses and other wildlife! Don’t forget to check out the Petting Farm!!
Facts & features
The home at a glance
0.06 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,803 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,803/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Wales
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 251 SADDLE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$160,000
47 PALAMINO PATH
1 bd · 1 ba · 480 sqft · $333/sqft · 81 DOM
Sold · Jun ’26$142,000
3200 RIVER RANCH BOULEVARD UNIT 303
1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM
Sold · Oct ’25$162,000
3200 RIVER RANCH BOULEVARD UNIT 204
1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 251 SADDLE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 251 SADDLE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
251 SADDLE LANE FAQs
What would the monthly payment be for 251 SADDLE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,803/mo — principal and interest, the actual property-tax bill, the $314/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 251 SADDLE LANE?+
The association fee works out to $314 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 251 SADDLE LANE?+
The most recent tax bill on record (2025) was $1,523. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 251 SADDLE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $189,900, this home is listed about 25% below the Lake Wales median of $253,990. The market section on this page shows how the area is trending.
Which schools are assigned to 251 SADDLE LANE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Michelle Chandler. MLS #TB8321702.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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