1230 GULF BOULEVARD UNIT 402, CLEARWATER BEACH, FL, 33767
Active599 days on marketListed Dec 19, 2024MLS #TB8331633
About this home
1230 GULF BOULEVARD UNIT 402
This condo has many features that other buildings wish they had! First off, it runs parallel to the Gulf, so the west views are direct Gulf views, not a sliver of a view if you stand in the right spot! Also, this building has patio space and views looking east, rare because many buildings have either Gulf front or Intracoastal views, not both. The building itself is well run thanks to the efficient on-site management. Plus, the people who live here are active and enjoy using the pickleball and tennis courts or enjoying the pool and beach. This unit is in tip-top condition with a newer HVAC system, a newer water heater, and updated electric as of 4/17/26. These owners have lovingly cared for the condo and used it both as a second home and an investment. They have easily rented it at times during their ownership (it's a one-month rental minimum) and have past owners still asking to rent it now. They are selling it fully furnished. Come and see it while its still available!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,111
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$513
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,489 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,489/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs Clearwater Beach actives
$513 vs $571
Days on market
599 vs 67 typical
Where $513/sqft sits among the 272 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
115 of 272
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1230 GULF BOULEVARD UNIT 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$650,000
1230 GULF BOULEVARD UNIT 1406 · same community
2 bd · 2 ba · 1,111 sqft · $585/sqft · 48 DOM
Sold · Dec ’25$939,000
3500 GULF BOULEVARD UNIT 412
2 bd · 2 ba · 1,110 sqft · $846/sqft · 31 DOM
Sold · Mar ’26$490,000
3210 GULF BOULEVARD UNIT 108
2 bd · 2 ba · 1,118 sqft · $438/sqft · 290 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1230 GULF BOULEVARD UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1230 GULF BOULEVARD UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1230 GULF BOULEVARD UNIT 402 FAQs
What would the monthly payment be for 1230 GULF BOULEVARD UNIT 402?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,489/mo — principal and interest, the actual property-tax bill, the $1,103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1230 GULF BOULEVARD UNIT 402?+
The association fee works out to $1,103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1230 GULF BOULEVARD UNIT 402?+
The most recent tax bill on record (2025) was $11,241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1230 GULF BOULEVARD UNIT 402?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $570,000, this home is listed about 29% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1230 GULF BOULEVARD UNIT 402?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $1,103/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
599 days on market against a Clearwater Beach median of 67 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $758,000, now $570,000 — a $188K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Susan Jinks. MLS #TB8331633.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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