2912 N 16TH STREET, TAMPA, FL, 33605
Active571 days on marketListed Jan 21, 2025MLS #TB8341312
About this home
2912 N 16TH STREET
Virtually Staged. Experience classic charm and modern comfort in this beautifully updated 1920s bungalow. This three-bedroom, two-bath home offers an inviting open layout filled with natural light from its large windows and vaulted ceilings. The thoughtfully designed split-bedroom floor plan provides privacy for the primary suite, which features generous closet space and a stylish en suite bathroom. The kitchen shines with shaker cabinets and stainless-steel appliances, creating a functional and attractive centerpiece. With a fully fenced backyard and a location close to Ybor City attractions, major highways, and Cuscaden Park, this home delivers both convenience and character.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,273
Sqft
0.08 ac
Lot size
1914
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,607 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,607/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Tampa actives
$259 vs $301
Days on market
571 vs 42 typical
Where $259/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Ybor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
North Ybor — neighborhood snapshot
Population
1,912
Median age
36
Median income
$54,939
Median home value
$251,610
Avg household
2
Households w/ children
215
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the TAMPA 33605 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2912 N 16TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$300,000
2902 SANCHEZ STREET · same community
3 bd · 2 ba · 1,260 sqft · $238/sqft · 49 DOM
Sold · Jan ’26$311,000
2925 N 18TH STREET · same community
3 bd · 2 ba · 1,305 sqft · $238/sqft · 78 DOM
Sold · Jul ’26$309,000
2904 N 16TH STREET · same community
3 bd · 2 ba · 1,204 sqft · $257/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2912 N 16TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2912 N 16TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2912 N 16TH STREET FAQs
What would the monthly payment be for 2912 N 16TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,607/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2912 N 16TH STREET?+
The most recent tax bill on record (2023) was $4,306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $329,900, this home is listed about 27% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2912 N 16TH STREET?+
Potter Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$329,900 runs 27% above the TAMPA 33605 median.
02Time on market is leverage
571 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $365,000, now $329,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Dan Cleary. MLS #TB8341312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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