CENTURY 21 Edge
$3,500$5,5001 bd1.5 ba900 sqft$4 /sqft$185 /mo all-in ↓

1270 GULF BOULEVARD UNIT 304, CLEARWATER, FL, 33767

Active562 days on marketListed Jan 23, 2025MLS #TB8342053

Priced 99% below the CLEARWATER 33767 medianReduced $2KWaterfrontPrivate poolFully furnishedCondominiumHARBOUR LIGHT TOWERS CONDO

About this home

1270 GULF BOULEVARD UNIT 304

CURRENT RENTAL RATE AT 3500 PER MONTH IS FOR JUNE, JULY, AUGUST AND SEPTEMBER. Enjoy the Florida lifestyle! Live the dream during your stay in this stunning 3rd floor BEACHFRONT condo. You will immensely enjoy the expansive balcony, which provides you with a beautiful view of The Gulf Of Mexico. Enjoy the amazing sunsets outdoors under the spacious covered sitting area or under the Sunsetter Awning. From the moment you open the entry door, you will feel the experience of living on the beach. It is like viewing a postcard view of the turquoise waters, palm trees and the white sandy beach. This condo is tastefully decorated with, of course, a beach decor atmosphere, fully equipped kitchen, king size bed in primary bedroom and a murphy bed in the main area. The resort-style pool is heated overlooking the beach. If you have a flare for grilling out, there are gas grilling stations for your enjoyment. Lighthouse Towers is practically across the street from "The Shoppes On Sand Key". There you will find fine clothing boutiques, fine dining/eateries along the Intracoastal Waterway, mini mart, and a beach shop. If looking to go out and about, take the Jolly Trolley, head North to Pier 60 and consider different site seeing adventure tours, boat rides, etc.. If you head South, head to John's Pass where you have more opportunities for site seeing adventures, shopping, eateries, etc... There is something for everyone to see or do from the location of this condo. OF COURSE, you can opt to stay within this beautiful condo, spend hours and hours on the beach with your toes in the sand or enjoy the pool and just relax at "home" during their staycation. This is a 28-day minimum stay community. This condo is NEW on the market.....don't miss out on reserving your staycation month!!

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

900

Sqft

0 ac

Lot size

1974

Year built

One

Levels

$4

Per sqft

Private poolWaterfrontWater viewFurnished

Inside

AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ViewWater

Community & fees

PetsNo
CommunityWater Access · Waterfront · Buyer Approval Required · Pool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $123Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $123
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HARBOUR LIGHT TOWERS CONDO

$4 vs $571

Days on market

562 vs 55 typical

Where $4/sqft sits among the 7 homes for sale in HARBOUR LIGHT TOWERS CONDO

0 · this home
0
0
0
5
2
$4–128$128–252$252–375$375–499$499–623$623+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sand Key

Map of 1270 GULF BOULEVARD UNIT 304 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Sand Key — neighborhood snapshot

Population

2,337

Median age

71

Median income

$109,542

Median home value

$727,100

Avg household

2

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$307K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

5 of 7

HARBOUR LIGHT TOWERS CONDO have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the CLEARWATER 33767 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,500 $2K
Jan 23, 2025Listed at $5,500 · 562 days on market since
1974Built · HARBOUR LIGHT TOWERS CONDO

Reality check

What actually sold near 1270 GULF BOULEVARD UNIT 304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1270 GULF BOULEVARD UNIT 1904Sold · Feb ’26

$350,000

1270 GULF BOULEVARD UNIT 1904 · same community

1 bd · 1.5 ba · 900 sqft · $389/sqft · 116 DOM

1270 GULF BOULEVARD UNIT 501Sold · May ’26

$685,000

1270 GULF BOULEVARD UNIT 501 · same community

2 bd · 2 ba · 1,094 sqft · $626/sqft · 42 DOM

1270 GULF BOULEVARD UNIT 506Sold · Mar ’26

$485,000

1270 GULF BOULEVARD UNIT 506 · same community

2 bd · 2 ba · 1,094 sqft · $443/sqft · 338 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1270 GULF BOULEVARD UNIT 304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1270 GULF BOULEVARD UNIT 304 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1270 GULF BOULEVARD UNIT 304 FAQs

What would the monthly payment be for 1270 GULF BOULEVARD UNIT 304?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1270 GULF BOULEVARD UNIT 304?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $3,500, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1270 GULF BOULEVARD UNIT 304?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLEARWATER 33767 market on paper

$3,500 is 99% below the CLEARWATER 33767 median of $555,000, and at $4/sqft it sits under the Clearwater average of $276.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

562 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $5,500, now $3,500 — a $2K cut. The full history is in the market section below.

Listing courtesy of SAND KEY REALTY · Frankie Napolitano. MLS #TB8342053.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater homes, in your inbox

Like 1270 GULF BOULEVARD UNIT 304 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Zack to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 8, 2026 at 10:41 AM UTC. The listing information on this page last changed on August 8, 2026 at 10:41 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 8, 2026 at 10:41 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 8, 2026 at 10:41 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.