10933 SUBTLE TRAIL DRIVE, RIVERVIEW, FL, 33569
Active532 days on marketListed Feb 7, 2025MLS #TB8347731
About this home
10933 SUBTLE TRAIL DRIVE
Short Sale. **Short Sale...This beautifully designed 4-bedroom, 2-bathroom home offers 1,930 sq. ft. of comfortable and functional living space in the heart of Riverview. Located in a desirable, established neighborhood near Big Bend Rd and US-301, this home provides the perfect blend of space, privacy, and convenience. Inside, the open floor plan is bright and inviting, with a spacious living area that flows seamlessly into a large kitchen and dining space. The kitchen is well-equipped with modern appliances, ample counter space, and plenty of storage—ideal for cooking, entertaining, or enjoying family meals. Large windows allow for plenty of natural light, creating a warm and welcoming atmosphere. The primary suite is a private retreat, featuring a walk-in closet and an en-suite bathroom with dual sinks and a relaxing shower. Three additional bedrooms offer plenty of flexibility for family, guests, or a home office. One of the highlights of this home is the expansive backyard. Unlike many properties in the area, this home sits on a large lot, providing ample outdoor space for gardening, play, or future upgrades like a pool or outdoor kitchen. The yard is fully fenced and offers excellent privacy, with no direct rear neighbors. A screened-in porch adds a perfect spot for morning coffee, evening relaxation, or year-round outdoor entertaining without worrying about bugs. Beyond the home itself, the location is a major plus. Riverview is one of the fastest-growing communities in the Tampa Bay area, offering top-rated schools, beautiful parks, and a variety of recreational opportunities. Nearby, you’ll find shopping centers, grocery stores, and popular restaurants, with options like Summerfield Golf Club and the scenic Alafia River just a short drive away. Easy access to I-75 makes commuting to downtown Tampa, Brandon, and MacDill Air Force Base convenient. With its spacious interior, private outdoor space, and prime location, this home is the perfect place to settle down and enjoy everything Riverview has to offer. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,930
Sqft
0.14 ac
Lot size
2
Garage
2004
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,762 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,762/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs SOUTH FORK UNIT 3
$166 vs $160
Days on market
532 vs 33 typical
Where $166/sqft sits among the 6 homes for sale in SOUTH FORK UNIT 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Fork
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
South Fork — neighborhood snapshot
Population
6,365
Median age
38
Median income
$106,681
Median home value
$315,410
Avg household
3
Households w/ children
1,013
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
5 of 6
SOUTH FORK UNIT 3 have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the RIVERVIEW 33569 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 10933 SUBTLE TRAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$325,000
10812 AUSTRALIAN PINE DRIVE · same community
3 bd · 2 ba · 1,877 sqft · $173/sqft · 7 DOM
Sold · Jun ’26$340,000
10920 SUBTLE TRAIL DRIVE · same community
3 bd · 2 ba · 1,695 sqft · $201/sqft · 85 DOM
Sold · Nov ’25$375,000
10315 CELTIC ASH DRIVE
4 bd · 2 ba · 1,938 sqft · $193/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10933 SUBTLE TRAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10933 SUBTLE TRAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10933 SUBTLE TRAIL DRIVE FAQs
What would the monthly payment be for 10933 SUBTLE TRAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,762/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10933 SUBTLE TRAIL DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10933 SUBTLE TRAIL DRIVE?+
The most recent tax bill on record (2024) was $6,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10933 SUBTLE TRAIL DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $320,000, this home is listed about 18% below the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 10933 SUBTLE TRAIL DRIVE?+
Summerfield Crossings Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RIVERVIEW 33569 market on paper
$320,000 is 16% below the RIVERVIEW 33569 median of $379,000, and at $166/sqft it sits under the Riverview average of $199.
02Time on market is leverage
532 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $350,000, now $320,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER REALTY · Vicki Strickler PA. MLS #TB8347731.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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