VIRGINIA AVENUE, TARPON SPRINGS, FL, 34689
Active514 days on marketListed Mar 16, 2025MLS #TB8362535
About this home
VIRGINIA AVENUE
Location, location, location! Here is your chance to build your dream home or investment property on this prime lot in the heart of Tarpon Springs! Zoned Residential, It is on a quiet and nice dead end street that has a beautiful pond at the end. There are public water and sewer that can be connected for the new home. There are other new construction homes cross the street. NO HOA, no CDD and no Flood Zone! Centrally located barely 5 minutes from Lake Tarpon, only 10-15 minutes from the intracoastal, Tarpon Springs' iconic Sponge Docs, and beautiful beaches, including Howard Park Beach, and across the street from Innisbrook Golf Resort.
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near VIRGINIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$285,000
1992 CAROLINA AVENUE · same community
2 bd · 2 ba · 660 sqft · $432/sqft · 6 DOM
Sold · May ’26$287,000
1990 CAROLINA AVENUE · same community
3 bd · 1 ba · 960 sqft · $299/sqft · 29 DOM
Sold · Feb ’26$250,000
1981 CAROLINA AVENUE · same community
3 bd · 1 ba · 1,014 sqft · $247/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about VIRGINIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for VIRGINIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
VIRGINIA AVENUE FAQs
What would the monthly payment be for VIRGINIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on VIRGINIA AVENUE?+
The most recent tax bill on record (2024) was $735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tarpon Springs?+
At $108,000, this home is listed about 75% below the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to VIRGINIA AVENUE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$108,000 is 69% below the TARPON SPRINGS 34689 median of $344,500.
02Time on market is leverage
514 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $120,000, now $108,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Yingyi Xu. MLS #TB8362535.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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