CENTURY 21 Edge
$800,000$1,100,000≈$5,512 /mo all-in ↓

4207 E LUMSDEN ROAD, VALRICO, FL, 33594

Active558 days on marketListed Apr 2, 2025MLS #TB8369654

✦ Reduced $300KUNPLATTED

About this home

4207 E LUMSDEN ROAD

Located on E Lumsden Road in the thriving Brandon/Valrico market, this 4.5± acre property presents a rare investment and development opportunity. Currently zoned ASC-1 (allowing for 1 unit per acre), the site has a future land use designation of RES-4, allowing up to 4 units per acre or potential neighborhood commercial, office, or multipurpose development. Public utilities run along the frontage of this site, including a 12-inch watermain and 4-inch forcemain. Situated just off the intersection of E Lumsden Road and S Mulrennan Road, the property provides quick access to State Road 60, connecting to Brandon’s retail, dining, and commercial hubs. This site provides a multitude of options, whether you are looking for immediate development potential or strategic investment in one of Tampa’s hottest sub markets.

Facts & features

The home at a glance

4.41 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$8,824/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,512 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property tax — 2024 actual bill$735
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,000
Interest rate6.00%
Loan term

Estimated payment

$5,512/mo

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property taxes (actual bill)$735
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Valrico

Drive times from this address

Downtown Tampa≈ 23 min
Tampa Int’l Airport (TPA)≈ 35 min
Walt Disney World≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

VALRICO 33594 — neighborhood snapshot

Population

36,289

Median age

43.2

Median income

$91,969

Median home value

$300,300

Avg household

2.74

Households w/ children

4,142

For the school run

Hillsborough County School District

MiddleMulrennan Middle School★★★★★
ElementaryNelson Elementary School★★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market — 2.8 months of inventoryBuyer’s market

$450K → $433K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

CurrentPrice reduced to $800,000 ▼ $300K
Apr 2, 2025Listed at $1,100,000 · 558 days on market since

Reality check

What actually sold near 4207 E LUMSDEN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4105 ROBINSON ROADSold · Mar ’26

$220,000

4105 ROBINSON ROAD · same community

2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM

1306 CASON STREETSold · Mar ’26

$200,000

1306 CASON STREET · same community

2 bd · 1 ba · 860 sqft · $233/sqft · 7 DOM

2748 CR 543Sold · Dec ’25

$509,050

2748 CR 543 · same community

2 bd · 1 ba · 1,008 sqft · $505/sqft · 162 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4207 E LUMSDEN ROAD — start here.

CallText
elizabeth.elliott@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4207 E LUMSDEN ROAD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4207 E LUMSDEN ROAD FAQs

What would the monthly payment be for 4207 E LUMSDEN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,512/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4207 E LUMSDEN ROAD?+

The most recent tax bill on record (2024) was $8,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Valrico?+

At $800,000, this home is listed about 82% above the Valrico median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4207 E LUMSDEN ROAD?+

Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$800,000 runs 102% above the VALRICO 33594 median.

02Time on market is leverage

558 days on market against a Valrico median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,100,000, now $800,000 — a $300K cut. The full history is in the market section below.

Keep looking

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Listing courtesy of FISCHBACH LAND COMPANY LLC · Blaise Lelaulu. MLS #TB8369654.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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