7408 TOM DRIVE, LAND O LAKES, FL, 34638
Active488 days on marketListed Apr 8, 2025MLS #TB8371929
About this home
7408 TOM DRIVE
We have the Boundary and Wetland Delineation surveys. Vacant Land Lot for Sale in Land O' Lakes, FL - No HOA - No CDD - Backs Up to Conservation Area, no development behind the property. This spacious, fenced property offers the perfect blend of peace, privacy, and convenience. Utilities are already in place from a previous, older mobile home that was removed by the prior owners. - Water well - Septic tank - Above-ground electric service – ready for hookup Prime Location: - Tucked just off Highway 41 with quick access to main roads - Minutes from Publix, dining, and daily essentials - Enjoy the serenity of backing up to a conservation wetland area – no rear neighbors, just nature! No HOA or CDD! - Bring your boats, RVs, and toys Don’t miss your chance to own this unique slice of Land O’ Lakes. Schedule a showing today!
Facts & features
The home at a glance
1.84 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,107 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,107/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 7408 TOM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$205,000
21012 PICASSO COURT UNIT J205
1 bd · 1 ba · 750 sqft · $273/sqft · 316 DOM
Sold · Apr ’26$250,000
21012 PICASSO COURT UNIT J201
2 bd · 2 ba · 1,128 sqft · $222/sqft · 297 DOM
Sold · Nov ’25$180,000
21018 LITTLE LAKE THOMAS ROAD
4 bd · 3 ba · 1,308 sqft · $138/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7408 TOM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7408 TOM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7408 TOM DRIVE FAQs
What would the monthly payment be for 7408 TOM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,107/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7408 TOM DRIVE?+
The most recent tax bill on record (2024) was $731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7408 TOM DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $140,000, this home is listed about 67% below the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7408 TOM DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LAND O LAKES 34638 market on paper
$140,000 is 62% below the LAND O LAKES 34638 median of $367,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
488 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $175,000, now $140,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BOARDWALK REALTY ASSOCIATES, LLC · DAVID Sanchez. MLS #TB8371929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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