3420 CHANNELSIDE COURT, SAFETY HARBOR, FL, 34695
Active519 days on marketListed May 19, 2025MLS #TB8375309
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Upcoming open house
Thu, Oct 22
5:00 PM – 8:00 PM
This is an Event including Live Music, Local Artists, Food and Drinks. Bring your buyers or come take a look at a magnificent New Construction Custom Home !!!
About this home
3420 CHANNELSIDE COURT
CONSTRUCTION COMPLETE MOVE IN READY - SAFETY HARBOR EDGE WATER RESERVE! Construction is complete for this custom waterfront masterpiece meticulously designed by Grandview Custom Homes. Nestled on a quiet, exclusive cul-de-sac of only six homes, this 5-bedroom, 5-bathroom architectural marvel spans 3,890 sq. ft. of pure luxury. Make a grand entrance into soaring ceilings and a custom stairway featuring modern glass rails and integrated LED lighting. Oversized custom porcelain tile flows seamlessly into a magnificent open-concept living space and a true chef’s kitchen with coffered ceilings. Hidden gems abound, including a hidden massive walk-in pantry with a second refrigerator and built-in desk area. Experience the ultimate Florida waterfront lifestyle with direct canal views, no rear neighbors, a custom infinity swimming pool, and a fully equipped outdoor kitchen buyers choice. The upper level is an absolute sanctuary. The primary suite retreat boasts dual walk-in closets, a hidden safe room, and a massive private covered patio with breathtaking water views. Entertainment is effortless with a dedicated Theater/Game Room complete with its own custom mini-bar. Every bathroom is a spa-like experience, highlighted by the primary bath's all-glass shower and freestanding modern tub. Built with uncompromising structural integrity, the home features full hurricane-rated windows, energy-efficient foam attic insulation, soundproofed interior walls, a whole-house stereo system, and an oversized 3-car garage with dedicated storage. Located just minutes from the world-famous Safety Harbor Spa, vibrant downtown dining, award-winning beaches, and Tampa International Airport. Don't miss your chance to own a piece of paradise! Call and schedule your showing today
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,890
Sqft
0.16 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$632
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,778 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,778/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+90.1%
$/sqft vs Safety Harbor actives
$632 vs $299
Days on market
519 vs 83 typical
Where $632/sqft sits among the 69 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
44 of 69
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 392% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3420 CHANNELSIDE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$1,000,000
2995 EXETER DRIVE
5 bd · 3.5 ba · 3,743 sqft · $267/sqft · 5 DOM
Sold · Dec ’25$779,000
2886 GREEN MEADOW COURT
5 bd · 2.5 ba · 3,535 sqft · $220/sqft · 164 DOM
Sold · Apr ’26$805,000
517 HARBOR GROVE CIRCLE
5 bd · 3 ba · 3,486 sqft · $231/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3420 CHANNELSIDE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3420 CHANNELSIDE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3420 CHANNELSIDE COURT FAQs
What would the monthly payment be for 3420 CHANNELSIDE COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,778/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3420 CHANNELSIDE COURT?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3420 CHANNELSIDE COURT?+
The most recent tax bill on record (2024) was $2,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3420 CHANNELSIDE COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $2,457,000, this home is listed about 391% above the Safety Harbor median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3420 CHANNELSIDE COURT?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,457,000 runs 392% above the SAFETY HARBOR 34695 median — but at 3,890 sqft it's also nearly 2 times the size of the typical Safety Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
519 days on market against a Safety Harbor median of 83 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Safety Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Curt Chandler. MLS #TB8375309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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