3406 BLUEFISH DRIVE, HERNANDO BEACH, FL, 34607
Active399 days on marketListed Jun 21, 2025MLS #TB8396884
About this home
3406 BLUEFISH DRIVE
Build Your Waterfront Dream – Cleared Canal Lot in Hernando Beach! Discover the perfect opportunity to build your custom coastal retreat on this cleared, build-ready lot located on a wide canal in Hernando Beach, Florida. Situated in a serene, waterfront neighborhood, this lot offers direct canal access and is just minutes from the Gulf of Mexico via the nearby community boat ramp. Enjoy peace of mind with a fire hydrant conveniently located on the east side of the property, and take advantage of the proximity to local marinas, giving you multiple options for boat storage and maintenance. Property Highlights: • Cleared, level canal-front lot – ready for construction • Fire hydrant on east side of lot (ideal for insurance and safety) • Direct Gulf access via canal and community boat ramp • Marinas nearby for added boating convenience • Utilities available at the street • Located in a coastal community with waterfront dining, parks, and nature preserves nearby • Enjoy fishing, kayaking, and boating right from your backyard, or take a short ride out to the open Gulf for world-class fishing and diving. Minutes from local restaurants, parks, Weeki Wachee Springs, and U.S. 19 for easy access to shopping and Tampa-area amenities. • This is more than just a lot—it’s the start of your coastal lifestyle. Come see it today and start planning your dream home! Elevated construction required.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$626 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$626/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3406 BLUEFISH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$428,500
3366 BLUEFISH DRIVE · same community
3 bd · 3 ba · 1,384 sqft · $310/sqft · 156 DOM
Sold · Jun ’26$500,000
4208 DES PREZ COURT · same community
2 bd · 2 ba · 1,435 sqft · $348/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 3406 BLUEFISH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3406 BLUEFISH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3406 BLUEFISH DRIVE FAQs
What would the monthly payment be for 3406 BLUEFISH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $626/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3406 BLUEFISH DRIVE?+
The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3406 BLUEFISH DRIVE?+
The most recent tax bill on record (2024) was $779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3406 BLUEFISH DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $59,000, this home is listed about 89% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3406 BLUEFISH DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HERNANDO BEACH 34607 market on paper
$59,000 is 82% below the HERNANDO BEACH 34607 median of $325,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
399 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $69,900, now $59,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDAS BEST HOMES REALTY LLC · Christine Reich. MLS #TB8396884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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