CENTURY 21 Edge
$4,999,999$6,190,0004 bd4 ba3,207 sqft$1,559 /sqft≈$39,195 /mo all-in ↓

20060 GULF BOULEVARD, INDIAN SHORES, FL, 33785

Active483 days on marketListed Jun 25, 2025MLS #TB8400575

✦ Reduced $1.2MWaterfrontSingle Family ResidenceNONE

About this home

20060 GULF BOULEVARD

Virtually Staged. GULF FRONT **PLUS** INTRACOASTAL ACCESS. TWO PARCELS, ONE REMARKABLE INDIAN SHORES ESTATE. Why choose between the beach and the boat when you can have both? Spanning both sides of Gulf Boulevard, 20060 Gulf Boulevard offers a rare opportunity to own a true Gulf-to-Intracoastal property in the heart of Indian Shores. The main residence sits directly on 50 feet of Gulf frontage, while a second parcel across the street provides private Intracoastal frontage with a covered, dock (complete with running electric) and 10,000-lb boat lift - an increasingly difficult combination to replicate along Florida’s Gulf Coast. Designed around the water, the three-story residence captures panoramic Gulf views from its elevated living spaces and multiple balconies. The second floor brings together the kitchen, dining, living and family spaces for effortless entertaining, along with two additional bedrooms. Above, the expansive third-floor primary retreat features a sitting area, spa-inspired bath, oversized walk-in closet and spectacular sunset views over the Gulf. Outside, the lifestyle takes center stage. Step from the beachfront terrace directly onto the sand, spend the day on the water, then return home to watch the sun set over the Gulf. Generous outdoor living areas feature recently updated Ipe wood ceilings and new exterior fans. A detached guest house adds flexibility for visiting family and friends, a private office or separate retreat, while the oversized garage offers custom millwork and storage, a private storage room and convenient beach bath. Perhaps most compelling is the property itself: two parcels connecting two distinctly Florida lifestyles. Beachfront living on the Gulf. Private boating access on the Intracoastal. Guest accommodations. And a configuration offering possibilities well beyond those of a traditional beachfront residence. This isn't simply a home on the Gulf. It's the opportunity to live from the sand to the Intracoastal. Pilings professionally wrapped with SnapJacket for proactive maintenance. **POOL ALLOWABLE** - see attachments for renderings and Virtually Generated photo based on measurements.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,207

Sqft

0.31 ac

Lot size

2

Garage

1987

Year built

Three Or More

Levels

$1,559

Per sqft

WaterfrontFireplaceNegotiablePets allowed

Inside

FlooringEngineered Hardwood · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Freezer · Microwave · Refrigerator · Trash Compactor · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal · Tile
ConstructionBlock
FoundationSlab
FacesWest
ExteriorBalcony · Hurricane Shutters · Outdoor Shower · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

Taxes (2024)$68,340/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$39,195 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$31,465
PMI (est., until 20% equity)$1,875
Property tax — 2024 actual bill$5,695
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $500,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $500,000
Interest rate7.50%
Loan term

Estimated payment

$39,195/mo

Principal & interest$31,465
PMI (est., until 20% equity)$1,875
Property taxes (actual bill)$5,695
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $5.0M
$805KedgeAI estimate $871,099 · range $839K–$897K$5.2M

vs edgeAI estimate

+474%

$/sqft vs NONE

$1,559 vs $313

Days on market

483 vs 75 typical

Where $1,559/sqft sits among the 236 homes for sale in NONE

141
49
17
11
4
14 · this home
$126–365$365–604$604–843$843–1082$1082–1320$1320+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Drive times from this address

Tampa Int’l Airport (TPA)≈ 39 min
Downtown Tampa≈ 40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced — 5.7 months of inventoryBuyer’s market

$535K → $655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

116 of 236

NONE have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 526% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

CurrentPrice reduced to $4,999,999 ▼ $1.2M
Jun 25, 2025Listed at $6,190,000 · 483 days on market since
1987Built · NONE

Reality check

What actually sold near 20060 GULF BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7320 MARLO ROADSold · Jul ’26

$311,760

7320 MARLO ROAD · same community

3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM

517 CENTRAL AVENUE SESold · Dec ’25

$111,000

517 CENTRAL AVENUE SE · same community

4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM

780 NE 100TH STREETSold · Aug ’26

$1,030,000

780 NE 100TH STREET · same community

3 bd · 2 ba · 2,488 sqft · $414/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 20060 GULF BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20060 GULF BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20060 GULF BOULEVARD FAQs

What would the monthly payment be for 20060 GULF BOULEVARD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $39,195/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20060 GULF BOULEVARD?+

The most recent tax bill on record (2024) was $68,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20060 GULF BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $4,999,999, this home is listed about 590% above the Indian Shores median of $725,000. The market section on this page shows how the area is trending.

Which schools are assigned to 20060 GULF BOULEVARD?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$4,999,999 runs 526% above the INDIAN SHORES 33785 median — but at 3,207 sqft it's also nearly 2 times the size of the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

483 days on market against a Indian Shores median of 75 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $6,190,000, now $4,999,999 — a $1.2M cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Kathryn Crowe. MLS #TB8400575.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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