3265 40TH WAY S UNIT E, ST PETERSBURG, FL, 33711
Active401 days on marketListed Jul 3, 2025MLS #TB8403790
About this home
3265 40TH WAY S UNIT E
Welcome to West Shore Village! This beautifully maintained community in St. Petersburg is surrounded by lush landscaping, mature trees, and vibrant flowering shrubs. Residents enjoy resort-style amenities including a sparkling pool, pickleball, tennis and shuffleboard courts, plus a private clubhouse for social gatherings. Ideally situated just north of the Skyway Bridge and Pinellas Bayway, West Shore Village provides quick access to stunning parks, pristine beaches, marinas, and the scenic Pinellas Trail, perfect for biking, walking, and enjoying nature with a boardwalk, observation deck, fishing docks, and kayak/canoe launch. Commuters will love the convenient access to I-275 and the short 30-minute drive to Tampa International Airport. This delightful condo offers 1 bedroom and 1 bathroom, with the living room, dining area, and kitchen located on the second floor. The ground level includes a one-car garage and two spacious storage closets for added convenience. Appliances included: washer, dryer, refrigerator, range/oven, microwave, dishwasher, garbage disposal, ceiling fans, and garage door opener. HVAC replaced in 2019: Ruud 2.0 ton condenser and air handler (15.50 SEER) with Nest thermostat -Water heater recently replaced Bathtub, sliding bathtub door, tile in bathroom recently replaced. The monthly condo association fee covers landscaping and grounds maintenance, pool service, tennis, pickleball and shuffleboard courts, clubhouse access, gated security, plus water, sewer, and cable services—ensuring carefree living in this desirable community. Seller is open to contributing up to $5,000 toward buyer’s closing costs. Buyer to verify all measurements.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
725
Sqft
1
Garage
1973
Year built
Multi/Split
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,408 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,408/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32%
$/sqft vs St Petersburg actives
$261 vs $323
Days on market
401 vs 55 typical
Where $261/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayview — neighborhood snapshot
Population
3,892
Median age
52
Median income
$63,896
Median home value
$241,999
Avg household
2
Households w/ children
389
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $410K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3265 40TH WAY S UNIT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$214,900
3285 40TH WAY S UNIT C · same community
2 bd · 2.5 ba · 1,180 sqft · $182/sqft · 62 DOM
Sold · Aug ’25$153,000
3276 38TH WAY S UNIT D
1 bd · 1 ba · 725 sqft · $211/sqft · 63 DOM
Sold · Sep ’25$190,000
3348 38TH WAY S UNIT C
1 bd · 1 ba · 720 sqft · $264/sqft · 514 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3265 40TH WAY S UNIT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3265 40TH WAY S UNIT E — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3265 40TH WAY S UNIT E FAQs
What would the monthly payment be for 3265 40TH WAY S UNIT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,408/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3265 40TH WAY S UNIT E?+
The most recent tax bill on record (2024) was $619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3265 40TH WAY S UNIT E?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $189,000, this home is listed about 56% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3265 40TH WAY S UNIT E?+
Gulfport Montessori Elementary School (elementary), Lakewood High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33711 market on paper
$189,000 is 40% below the ST PETERSBURG 33711 median of $317,500, and at $261/sqft it sits under the St Petersburg average of $382.
02Time on market is leverage
401 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $195,000, now $189,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Alana Faulkner. MLS #TB8403790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 3265 40TH WAY S UNIT E but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →