904 SOUTHERN AVENUE, LAKELAND, FL, 33815
Active352 days on marketListed Aug 28, 2025MLS #TB8421469
About this home
904 SOUTHERN AVENUE
* Welcome to 904 Southern Ave! * This charming Lakeland home is full of character and comfort. From the moment you step inside, you’ll love the cozy flow, natural light, and warm details that make this house feel like home. The kitchen is perfect for everyday living or hosting family and friends, while the living spaces give you plenty of room to relax. Step outside and enjoy your backyard oasis—ideal for weekend BBQs, morning coffee, or simply soaking up the Florida sunshine. Conveniently located near parks, shops, and all the charm of Lakeland, this property is the perfect blend of comfort and convenience. Roof 2016, AC 2018, New electrical.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
837
Sqft
0.19 ac
Lot size
1949
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Lakeland actives
$275 vs $193
Days on market
352 vs 45 typical
Where $275/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Winston — neighborhood snapshot
Population
10,023
Median age
47
Median income
$45,211
Median home value
$79,754
Avg household
2
Households w/ children
920
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LAKELAND 33815 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 904 SOUTHERN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$98,500
1835 DOROTHY STREET · same community
2 bd · 1 ba · 775 sqft · $127/sqft · 11 DOM
Sold · Aug ’25$290,000
1810 W MARJORIE STREET · same community
3 bd · 2 ba · 1,338 sqft · $217/sqft · 2 DOM
Sold · Sep ’25$280,000
1814 W MARJORIE STREET · same community
3 bd · 2 ba · 1,338 sqft · $209/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 904 SOUTHERN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 904 SOUTHERN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
904 SOUTHERN AVENUE FAQs
What would the monthly payment be for 904 SOUTHERN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 904 SOUTHERN AVENUE?+
The most recent tax bill on record (2024) was $2,233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $229,900, this home is listed about 32% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 904 SOUTHERN AVENUE?+
Jesse Keen Elementary School (elementary), Kathleen Senior High School (high), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$229,900 runs 19% above the LAKELAND 33815 median.
02Time on market is leverage
352 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $239,900, now $229,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BOARDWALK REALTY ASSOCIATES, LLC · Amanda Johnson. MLS #TB8421469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 904 SOUTHERN AVENUE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →