CENTURY 21 Edge
$269,000$298,0003 bd2 ba1,032 sqft$261 /sqft≈$2,056 /mo all-in ↓

8205 N SEMMES STREET, TAMPA, FL, 33604

Active373 days on marketListed Sep 19, 2025MLS #TB8427255

✦ Priced 21% below the TAMPA 33604 median✦ Reduced $29KSingle Family ResidenceHENDRY & KNIGHTS ADD TO

About this home

8205 N SEMMES STREET

Charming Tampa Bungalow Ready for Your Future! ONE OF NINE INCOME-PRODUCING PORTFOLIO PROPERTIES FOR SALE (12 DOORS): An incredible opportunity awaits with this delightful single-family home in a convenient Tampa location. The property comes with the added benefit of a secure lease in place, providing immediate rental income and offering a seamless transition for the new owner. This unique situation allows you to secure your future home now while you plan your next steps. This charming bungalow-style home welcomes you with its cheerful, sunny yellow exterior and classic white brick accents. The home features a practical floor plan with durable tile flooring throughout—perfect for easy maintenance. The layout includes a spacious living room for relaxing or entertaining, an efficient kitchen, all on one level. Outside, a covered front porch is perfect for morning coffee, and an attached carport adds convenience and curb appeal. Situated on a generous-size lot with no HOA or CDD fees, you'll have the freedom to make this house your own without all the rules of an association. This home offers a wonderful start for anyone looking to plant roots in Tampa. For those interested in a larger acquisition, this property can also be purchased as part of a portfolio of retiring owners. Inquire today to learn more about making this charming house your future home. As a prime investment, this property is part of a larger 9-property portfolio being offered by a retiring owner. MLS Listing # TB8426758 2711 East 25th Avenue, Tampa FL 33605; TB8426806 3409 Lindell Avenue, Tampa FL 33610; TB8427337 3417 East Lake Avenue, Tampa FL 33610 SFH; TB8427415 3417 East Lake Avenue, Tampa FL 33610 Com; TB8427225 7512 Rhode Island Drive, Tampa, FL 33619; TB8427328 7902 North 14th Street, Tampa FL 33604; TB8427255 8205 North Semmes Street, Tampa FL 33604; TB8426470 9318 North 11th Street, Tampa FL 33604; TB8428890 9502 Banyan Avenue, Unit A, B, Tampa FL 33612; TB8427304 10101 North 11th Street, Tampa FL 33612. No Seller Financing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,032

Sqft

0.12 ac

Lot size

1

Garage

1991

Year built

One

Levels

$261

Per sqft

Inside

FlooringTile
AppliancesMicrowave · Range · Range Hood · Refrigerator
InteriorPrimary Bedroom Main Floor
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesWest
ParkingCovered · Driveway · Open
ExteriorSidewalk

Community & fees

Taxes (2024)$2,320/yr
CommunitySidewalks

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,056 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property tax — 2024 actual bill$193
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,415
Interest rate6.00%
Loan term

Estimated payment

$2,056/mo

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$193
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $269K
$231KedgeAI estimate $265,759 · range $240K–$281K$292K

vs edgeAI estimate

+1.2%

$/sqft vs HENDRY & KNIGHTS ADD TO

$261 vs $269

Days on market

373 vs 45 typical

Where $261/sqft sits among the 8 homes for sale in HENDRY & KNIGHTS ADD TO

2
0
0
1 · this home
3
2
$221–233$233–245$245–256$256–268$268–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sulphur Springs

Drive times from this address

Downtown Tampa≈ 10 min
Tampa Int’l Airport (TPA)≈ 22 min
Walt Disney World≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Sulphur Springs — neighborhood snapshot

Population

8,662

Median age

34

Median income

$44,188

Median home value

$193,321

Avg household

3

Households w/ children

1,046

For the school run

Hillsborough County School District

HighChamberlain High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 8

HENDRY & KNIGHTS ADD TO have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the TAMPA 33604 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,000 ▼ $29K
Sep 19, 2025Listed at $298,000 · 373 days on market since
1991Built · HENDRY & KNIGHTS ADD TO

Reality check

What actually sold near 8205 N SEMMES STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8203 N SEMMES STREETSold · Apr ’26

$275,000

8203 N SEMMES STREET · same community

2 bd · 2 ba · 1,100 sqft · $250/sqft · 65 DOM

8211 N 18TH STREETSold · Jan ’26

$325,000

8211 N 18TH STREET · same community

4 bd · 2 ba · 1,270 sqft · $256/sqft · 7 DOM

8122 N MARKS STREETSold · May ’26

$245,000

8122 N MARKS STREET · same community

3 bd · 2 ba · 1,330 sqft · $184/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8205 N SEMMES STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8205 N SEMMES STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8205 N SEMMES STREET FAQs

What would the monthly payment be for 8205 N SEMMES STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8205 N SEMMES STREET?+

The most recent tax bill on record (2024) was $2,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $269,000, this home is listed about 39% below the Tampa median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8205 N SEMMES STREET?+

Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33604 market on paper

$269,000 is 21% below the TAMPA 33604 median of $339,900, and at $261/sqft it sits under the Tampa average of $340.

02Time on market is leverage

373 days on market against a Tampa median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $298,000, now $269,000 — a $29K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Correy Smith. MLS #TB8427255.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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