8602 CHAMPLAIN UNIT 87, TAMPA, FL, 33614
Active286 days on marketListed Oct 12, 2025MLS #TB8437157
About this home
8602 CHAMPLAIN UNIT 87
Seller owns three units in the community and is highly motivated to sell, offering a unique opportunity for buyers and investors alike. Aggressive pricing and package opportunities may be available. Enjoy tranquil water view living in this beautifully maintained 1-bedroom, 1-bath condominium located on the second floor of the gated Whisper Lake community in the heart of Carrollwood. This home overlooks a peaceful pond with a decorative fountain, creating a relaxing backdrop that can be enjoyed from the living room, bedroom, and private screened lanai. The bright, open floor plan is designed to maximize natural light throughout the home. Recent community improvements provide added value and peace of mind, including new roofs installed in 2023, with new gutters already approved for this building. Residents of Whisper Lake enjoy amenities, including three sparkling swimming pools, landscaped grounds, a clubhouse, gated access, three convenient laundry facilities, two assigned parking spaces, and professional on-site management and maintenance. HOA fees include water and trash service, adding to the property's affordability and convenience. Ideally situated just minutes from Dale Mabry Highway, Downtown Tampa, International Plaza, Tampa International Airport, Raymond James Stadium, and countless shopping, dining, and entertainment options, this location offers exceptional accessibility to everything the Tampa Bay area has to offer. Whether you're a seasonal resident, or investor seeking a low-maintenance property in a high-demand location, this water view condo presents an outstanding opportunity to own a piece of Carrollwood at an exceptional value.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
710
Sqft
0.06 ac
Lot size
1973
Year built
One
Levels
$113
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,278 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,278/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.5%
$/sqft vs WHISPER LAKE A CONDO
$113 vs $134
Days on market
286 vs 33 typical
Where $113/sqft sits among the 12 homes for sale in WHISPER LAKE A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
8 of 12
WHISPER LAKE A CONDO have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8602 CHAMPLAIN UNIT 87
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$82,500
3845 S LAKE DRIVE UNIT 191 · same community
1 bd · 1 ba · 710 sqft · $116/sqft · 88 DOM
Sold · Oct ’25$95,000
3849 S LAKE DRIVE UNIT 184 · same community
1 bd · 1 ba · 710 sqft · $134/sqft · 55 DOM
Sold · Jun ’26$101,850
3814 N LAKE DRIVE UNIT 65 · same community
1 bd · 1 ba · 682 sqft · $149/sqft · 305 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 8602 CHAMPLAIN UNIT 87 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8602 CHAMPLAIN UNIT 87 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8602 CHAMPLAIN UNIT 87 FAQs
What would the monthly payment be for 8602 CHAMPLAIN UNIT 87?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,278/mo — principal and interest, the actual property-tax bill, the $516/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8602 CHAMPLAIN UNIT 87?+
The association fee works out to $516 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8602 CHAMPLAIN UNIT 87?+
The most recent tax bill on record (2024) was $1,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8602 CHAMPLAIN UNIT 87?+
The listing reports pets: Breed Restrictions, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $79,900, this home is listed about 83% below the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8602 CHAMPLAIN UNIT 87?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33614 market on paper
$79,900 is 58% below the TAMPA 33614 median of $189,990, and at $113/sqft it sits under the Tampa average of $348.
02Know the monthly fee
The association fee is $516/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
286 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $125,000, now $79,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK IT REALTY GROUP INC · Juan Onofre. MLS #TB8437157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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