1100 E BAY DRIVE UNIT 95, LARGO, FL, 33770
Active248 days on marketListed Nov 19, 2025MLS #TB8449711
About this home
1100 E BAY DRIVE UNIT 95
HIGH AND DRY and just 5.1 miles to the beach! This is a RARE level gem of a find centrally located in the highly desirable 55+ Community of Willowbrook - New to the market is this beautiful GROUND-FLOOR 2 bedroom/2 full bath(s) condo which is move in ready with a spacious kitchen with plenty of storage throughout. The Primary bedroom is large enough for a king-sized bed, has 2 closets, as well as a private full bath. The living room/dining room combo is big enough to comfortably host a large family gathering. There is a large 2nd bedroom with another full bathroom directly across from it. The laundry room is just a few doors down on the same floor. Storage unit is included (plenty of room for bicycles. lawn furniture and your beach toys) This community has a large clubhouse which could be used for various functions (including weddings/retirement parties), many activities such as Bingo, Poker/Mahjong card games, Ping-Pong, library/book exchange, Coffee/Breakfast get togethers (full-sized kitchen in the clubhouse), heated swimming pool/spa, saunas, completely updated Men & Women's Restrooms, exercise room, shuffle board courts and corn hole. Gas Grills available near a beautiful court-yard gazebo to entertain your guests. Excellent location that is close to shopping/malls, entertainment, sports functions, unique restaurants, easy drive to the both the Clearwater/St. Pete and Tampa International airport(s), short drive to all the gulf beaches (IRB, Belleair Beach, Clearwater Beach) East Bay Golf Club, Highland Recreational Center, Central Park, Performing Arts and City Hall are all in close proximity. Enjoy a bike ride on the Pinellas Trail or Golf across the street at the East Bay Golf Club. Vacant - Go and Show! Please submit all offers with pre-approval or proof of funds. Call or text Joanne with any questions. All measurements are approximate - buyer and agent to verify. No Milestone Inspections!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
840
Sqft
0 ac
Lot size
1977
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,377 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,377/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.8%
$/sqft vs Largo actives
$208 vs $238
Days on market
248 vs 42 typical
Where $208/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
202 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1100 E BAY DRIVE UNIT 95
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$78,000
76 PINDO PALM STREET W
2 bd · 2 ba · 856 sqft · $91/sqft · 104 DOM
Sold · Aug ’25$72,000
15 FRANGIPANI CIRCLE
2 bd · 2 ba · 880 sqft · $82/sqft · 174 DOM
Sold · Apr ’26$106,000
113 ROYAL PALM CIRCLE UNIT 113
2 bd · 2 ba · 888 sqft · $119/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1100 E BAY DRIVE UNIT 95 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1100 E BAY DRIVE UNIT 95 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1100 E BAY DRIVE UNIT 95 FAQs
What would the monthly payment be for 1100 E BAY DRIVE UNIT 95?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,377/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1100 E BAY DRIVE UNIT 95?+
The most recent tax bill on record (2023) was $1,324. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1100 E BAY DRIVE UNIT 95?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $174,900, this home is listed about 35% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1100 E BAY DRIVE UNIT 95?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33770 market on paper
$174,900 is 34% below the LARGO 33770 median of $267,000, and at $208/sqft it sits under the Largo average of $247.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
248 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $199,900, now $174,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Joanne Marinho. MLS #TB8449711.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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