4859 INDEPENDENCE DRIVE, BRADENTON, FL, 34210
Active251 days on marketListed Nov 24, 2025MLS #TB8449866
About this home
4859 INDEPENDENCE DRIVE
MOTIVATED SELLER INCENTIVE: FULL YEAR OF HOA FEES CREDITED TO BUYER AT CLOSING! MOVE IN READY, ONE LESS THING TO WORRY ABOUT! Discover your coastal lifestyle reset at Mount Vernon, an active 55+ community. This freshly renovated corner unit is your blank canvas for Florida living with zero HOA fee worries for your first year. 2 bed, 2 bath upstairs corner unit with pond views and bay glimpses. Brand new luxury vinyl throughout. Quartz countertops. Fresh fixtures and paint. The enclosed lanai is your flexible sanctuary, home office, reading nook, morning coffee spot, whatever you dream it. Mount Vernon is a vibrant 55+ active community on 90 acres of waterfront paradise. Heated resort pool steps away. Pickleball, tennis, boat slips, kayak launch, butterfly garden, nature trails. Game rooms, library, banquet space. Activities, socials, and a community that actually gathers. This is where life feels like vacation every day. Anna Maria Island’s sugary beaches are a 5 minute drive or quick bike ride. Your HOA covers EVERYTHING; cable, internet, water, sewer, pest control, landscaping, exterior maintenance. Pure maintenance free living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,525
Sqft
1981
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,463 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,463/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34%
$/sqft vs Bradenton actives
$148 vs $249
Days on market
251 vs 53 typical
Where $148/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
200 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4859 INDEPENDENCE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$584,100
1401 49TH STREET N · same community
3 bd · 2 ba · 1,528 sqft · $382/sqft · 34 DOM
Sold · Dec ’25$395,000
1231 48TH STREET N · same community
3 bd · 2 ba · 1,326 sqft · $298/sqft · 80 DOM
Sold · Aug ’25$600,000
1200 47TH ST N · same community
4 bd · 2 ba · 1,876 sqft · $320/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4859 INDEPENDENCE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4859 INDEPENDENCE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4859 INDEPENDENCE DRIVE FAQs
What would the monthly payment be for 4859 INDEPENDENCE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,463/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4859 INDEPENDENCE DRIVE?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4859 INDEPENDENCE DRIVE?+
The most recent tax bill on record (2023) was $1,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4859 INDEPENDENCE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $225,000, this home is listed about 43% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4859 INDEPENDENCE DRIVE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$225,000 runs 13% above the BRADENTON 34210 median.
02Know the monthly fee
The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
251 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $260,000, now $225,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Kayla Pasko. MLS #TB8449866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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