CENTURY 21 Edge
$101,000$150,0002 bd1 ba860 sqft$117 /sqft$1,575 /mo all-in ↓

8101 11TH STREET N UNIT 319, ST PETERSBURG, FL, 33702

Active267 days on marketListed Nov 26, 2025MLS #TB8451726

Priced 54% below the ST PETERSBURG 33702 medianReduced $49KCondominiumGATEWAY SQUARE APTS

About this home

8101 11TH STREET N UNIT 319

Welcome home to this light & bright 2 bedroom, 1 bath 3rd floor unit. Within walking distance to Gateway Plaza shopping Center (Publix, Target,CVS restaurants & banks), it offers easy access to I-275, all within 30 minutes or less to Tampa, downtown St Pete,and the beaches. A special feature is the large enclosed Florida room with screened windows overlooking the Clubhouse and pool. HVAC is 2024 and the softwater heater new in 2025. The kitchen features a Whirlpool refrigerator and range, plenty of cabinets providing great storage and room for a small kitchen table. The two spacious bedrooms include two double closets, plus a linen & storage closet in the hallway and another large storage closest in the Florida room. The bath has a walk in tile shower with folding shower seat and new shower head. The sink, medicine chest and lighting are new. This vibrant 55+ community includes a Clubhouse recently updated providing space for social events. There is a heated pool, patio with tables and shuffle board courts. Assigned parking #319 is at the west end of the building and easy access to the elevator. There are laundry facilities on each floor and a special treat is the outdoor patio space at the west end with comfortable chairs and tables to enjoy your morning coffee or afternoon cocktail. A great opportunity to enjoy Florida living.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

860

Sqft

2.45 ac

Lot size

1970

Year built

One

Levels

$117

Per sqft

Pool viewNegotiable55+ community

Inside

FlooringCarpet · Ceramic Tile · Linoleum
AppliancesDisposal · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete · Wood Frame
FoundationSlab
ViewPool
FacesNorth
ExteriorSidewalk · Storage

Community & fees

HOA fee$572/mo
Taxes (2025)$2,450/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,575 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$595
FHA mortgage insurance (est.)$45
Property tax — 2025 actual bill$204
Condo fee — from the listing$572
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,535Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,535
Interest rate6.00%
Loan term

Estimated payment

$1,575/mo

Principal & interest$595
FHA mortgage insurance (est.)$45
Property taxes (actual bill)$204
HOA / condo fee$572
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $101K
$97KedgeAI estimate $111,242 · range $107K$127K$132K

vs edgeAI estimate

−9.2%

$/sqft vs GATEWAY SQUARE APTS

$117 vs $153

Days on market

267 vs 57 typical

Where $117/sqft sits among the 8 homes for sale in GATEWAY SQUARE APTS

3 · this home
1
1
2
0
1
$117–130$130–142$142–154$154–166$166–179$179+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winston Park

Map of 8101 11TH STREET N UNIT 319 inside its neighborhood boundary

Drive times from this address

Downtown Tampa22 min
Tampa Int’l Airport (TPA)23 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Winston Park — neighborhood snapshot

Population

3,329

Median age

51

Median income

$50,157

Median home value

$123,089

Avg household

2

Households w/ children

166

For the school run

Pinellas County School District

ElementarySawgrass Lake Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★
HighNortheast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 8

GATEWAY SQUARE APTS have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $101,000 $49K
Nov 26, 2025Listed at $150,000 · 267 days on market since
1970Built · GATEWAY SQUARE APTS

Reality check

What actually sold near 8101 11TH STREET N UNIT 319

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8101 11TH STREET N UNIT 320Sold · Jun ’26

$103,000

8101 11TH STREET N UNIT 320 · same community

2 bd · 2 ba · 860 sqft · $120/sqft · 210 DOM

1051 79TH AVENUE N UNIT 202Sold · Jun ’26

$115,000

1051 79TH AVENUE N UNIT 202 · same community

1 bd · 1.5 ba · 720 sqft · $160/sqft · 121 DOM

951 79TH AVENUE N UNIT 325Sold · Jan ’26

$120,000

951 79TH AVENUE N UNIT 325 · same community

1 bd · 1 ba · 650 sqft · $185/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8101 11TH STREET N UNIT 319 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8101 11TH STREET N UNIT 319 — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8101 11TH STREET N UNIT 319 FAQs

What would the monthly payment be for 8101 11TH STREET N UNIT 319?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,575/mo — principal and interest, the actual property-tax bill, the $572/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8101 11TH STREET N UNIT 319?+

The association fee works out to $572 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8101 11TH STREET N UNIT 319?+

The most recent tax bill on record (2025) was $2,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8101 11TH STREET N UNIT 319?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $101,000, this home is listed about 77% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8101 11TH STREET N UNIT 319?+

Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ST PETERSBURG 33702 market on paper

$101,000 is 54% below the ST PETERSBURG 33702 median of $219,950, and at $117/sqft it sits under the St Petersburg average of $377.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $572/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

267 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $150,000, now $101,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of GREENWOOD ST. PETE REALTY, INC · Cheryl Greenwood. MLS #TB8451726.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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