102 17TH STREET NE, BRADENTON, FL, 34208
Active275 days on marketListed Jan 8, 2026MLS #TB8462604
About this home
102 17TH STREET NE
**OWNER FINANCING AVAILABLE** •NO HOA. •FEMA MITIGATED THUS SUPER-DUPER LOW FLOOD INSURANCE UNDER $400 ANNUALLY. •DIRECT GULF ACCESS. •Fabulous home centrally located in Bradenton's Riverside Heights INCLUDES 1/14th SHARE of the 1.62 acres located behind this property with GULF ACCESS designated non-profit and TAX FREE. •The home was built in 2007 on top of the previous block house which could potentially be restored into full living quarters because the original floorplan is there as if time stood still (sort of…). Yes, that's right. A true sight to see. •Because of this unique construction where the actual home sits high above the ground, THE PROPERTY IS FEMA MITIGATED greatly reducing flood insurance costs. •Featuring 2,372sf of living space, this home offers 3 bedrooms and 3 EN SUITE bathrooms. •The stairwell leading into the main entrance was newly rebuilt in 2026. •One of the guest bedrooms and the master also include private balconies; the second guest bedroom includes French Doors leading to the front porch/balcony. •There’s a fourth balcony off the dining room and the grand kitchen - which includes all appliances refrigerator, electric stove, microwave, dishwasher; a wet bar, walk-in pantry, and granite countertops. •Relax in your spacious living room by the GAS FIREPLACE during those cooler winter evenings. •There is a convenient half bathroom in the utility room. •High ceilings throughout the home. •HVAC installed new October 2022. •CHECK OUT THE VIDEO! •Schedule your showing today of this fabulous Gulf access home in the heart of Bradenton before it’s gone…
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,372
Sqft
0.29 ac
Lot size
2
Garage
2007
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,017 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,017/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.8%
$/sqft vs Bradenton actives
$316 vs $244
Days on market
275 vs 76 typical
Where $316/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ayres Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Ayres Point — neighborhood snapshot
Population
2,684
Median age
27
Median income
$48,756
Median home value
$231,791
Avg household
3
Households w/ children
383
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
245 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 17TH STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$915,000
3000 N HIGHLAND AVENUE · same community
4 bd · 3.5 ba · 3,004 sqft · $305/sqft · 36 DOM
Sold · Sep ’26$1,282,000
915 W VIRGINIA AVENUE · same community
5 bd · 4.5 ba · 3,192 sqft · $402/sqft · 126 DOM
Sold · May ’26$343,000
5844 RIDDLE ROAD · same community
2 bd · 2 ba · 1,540 sqft · $223/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 102 17TH STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 17TH STREET NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
102 17TH STREET NE FAQs
What would the monthly payment be for 102 17TH STREET NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 17TH STREET NE?+
The most recent tax bill on record (2025) was $6,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $749,000, this home is listed about 92% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 102 17TH STREET NE?+
Manatee Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,000 runs 118% above the BRADENTON 34208 median — but at 2,372 sqft it's also 52% larger than the typical Bradenton listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
275 days on market against a Bradenton median of 76 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $799,000, now $749,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BARADIT PROFESSIONAL ASSOCIATION · Lissette Baradit. MLS #TB8462604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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