8806 BAY POINTE DRIVE UNIT 206, TAMPA, FL, 33615
Active256 days on marketListed Jan 15, 2026MLS #TB8464078
About this home
8806 BAY POINTE DRIVE UNIT 206
*BACK ON MARKET, DUE TO BUYER/NO FAULT OF SELLER* *Price dropped to recent appraised value* Wake up to sweeping waterfront views and daily dolphin sightings from this beautifully renovated second-floor, 2-bedroom, 1.5-bath condo in the heart of Tampa Bay. Thoughtfully redesigned from top to bottom, this move-in-ready home offers the perfect blend of coastal serenity and city convenience. The interior showcases high-end finishes throughout, including a striking kitchen with quartz countertops, premium cabinetry, stainless steel appliances, and modern LED lighting. Luxury vinyl plank flooring and Carrera marble accents add style and durability, while hurricane-rated windows and sliding doors enhance comfort and peace of mind. Step onto the east-facing screened balcony to enjoy tranquil water views and gentle bay breezes. Residents enjoy an active, waterfront lifestyle with access to a resort-style pool, tennis and basketball courts, kayak launch, fishing areas, and available boat slips. The condo includes assigned parking, and master flood insurance is included in the HOA dues. The community is actively investing in ongoing maintenance and improvements, including replacement of the boat docks, exterior painting of the buildings and replacement of the carpeting into the shared stairways and landings. All part of budget and no special assessments!! Ideally located just minutes from Tampa International Airport, downtown Tampa, the Riverwalk, Straz Center, major sporting venues, dining, and Gulf beaches, this property is well-suited for full-time living, a seasonal retreat, or investment use. No minimum ownership period is required, and 8-12 month rentals are permitted, offering excellent flexibility. Experience the best of Tampa Bay waterfront living—stylish, convenient, and ready to enjoy. Contact Theresa today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
0 ac
Lot size
1970
Year built
Two
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,982 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,982/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.4%
$/sqft vs Tampa actives
$272 vs $292
Days on market
256 vs 45 typical
Where $272/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Pointe Waterfront
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Pointe Waterfront — neighborhood snapshot
Population
1,029
Median age
44
Median income
$102,981
Median home value
$369,000
Avg household
2
Households w/ children
148
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
243 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8806 BAY POINTE DRIVE UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$230,000
8815 BAY POINTE DRIVE UNIT 106 · same community
2 bd · 1.5 ba · 1,100 sqft · $209/sqft · 149 DOM
Sold · Mar ’26$255,000
8831 BAY POINTE DRIVE UNIT 107 · same community
2 bd · 1.5 ba · 1,100 sqft · $232/sqft · 72 DOM
Sold · Aug ’26$235,000
8817 BAY POINTE DRIVE UNIT 107 · same community
2 bd · 1.5 ba · 1,100 sqft · $214/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8806 BAY POINTE DRIVE UNIT 206 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8806 BAY POINTE DRIVE UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8806 BAY POINTE DRIVE UNIT 206 FAQs
What would the monthly payment be for 8806 BAY POINTE DRIVE UNIT 206?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,982/mo — principal and interest, the actual property-tax bill, the $680/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8806 BAY POINTE DRIVE UNIT 206?+
The association fee works out to $680 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8806 BAY POINTE DRIVE UNIT 206?+
The most recent tax bill on record (2024) was $2,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8806 BAY POINTE DRIVE UNIT 206?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $299,000, this home is listed about 32% below the Tampa median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8806 BAY POINTE DRIVE UNIT 206?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33615 market on paper
$299,000 is 16% below the TAMPA 33615 median of $354,500, and at $272/sqft it sits under the Tampa average of $340.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $680/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
256 days on market against a Tampa median of 45 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE SOMERDAY GROUP PL · Theresa Wolverton. MLS #TB8464078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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