5091 35TH TERRACE N, ST PETERSBURG, FL, 33710
Active270 days on marketListed Jan 15, 2026MLS #TB8464723
About this home
5091 35TH TERRACE N
Virtually Staged. UPDATED LISTING AND PRICE REDUCTION. If you are looking to move to a beautiful, quiet neighborhood in St. Petersburg, this move-in-ready home offers the perfect location just a short drive from both vibrant downtown St. Pete and world-class beaches. Enjoy your time in the family room in front of the updated modern look of the fireplace. The property has been meticulously updated for peace of mind, featuring a NEW ROOF, HURRICANE IMPACT WINDOWS, HURRICANE RATED GARAGE DOOR, and HURRICANE IMPACT PATIO DOOR all installed in 2025, following the addition of a customized screened-in lanai and seamless gutters in 2024. Superior functionality is found throughout, from the 2025 AC system equipped with UV INFRARED light to the 8x10 premium TUFF BUILT Ranch shed with integrated lights and power. Fresh for 2026, the home boasts a newly replaced wood privacy fence and a freshly painted garage, while the interior shines with crown molding and a kitchen complete with beautiful wood cabinets, granite countertops, and stainless steel appliances. Outside, the lush, professional landscaping is effortlessly maintained by your own private irrigation well. Disston Shopping plaza is just .3 mile away Motivated Seller-Open to negotiation!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,828
Sqft
0.16 ac
Lot size
1
Garage
1957
Year built
One
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,449 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,971/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25%
$/sqft vs St Petersburg actives
$312 vs $313
Days on market
270 vs 72 typical
Where $312/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Disston Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Disston Heights — neighborhood snapshot
Population
20,983
Median age
46
Median income
$80,773
Median home value
$275,163
Avg household
2
Households w/ children
2,024
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
247 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5091 35TH TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$635,000
5299 35TH AVENUE N · same community
4 bd · 2 ba · 1,734 sqft · $366/sqft · 0 DOM
Sold · Dec ’25$310,000
1407 KIRBY STREET · same community
3 bd · 2 ba · 1,690 sqft · $183/sqft · 64 DOM
Sold · Dec ’25$407,500
4609 N INDIAN RIVER DRIVE · same community
3 bd · 2 ba · 2,364 sqft · $172/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5091 35TH TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5091 35TH TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5091 35TH TERRACE N FAQs
What would the monthly payment be for 5091 35TH TERRACE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,449/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5091 35TH TERRACE N?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $569,900, this home is listed about 36% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5091 35TH TERRACE N?+
Northwest Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$569,900 runs 48% above the ST PETERSBURG 33710 median — but at 1,828 sqft it's also 39% larger than the typical St Petersburg listing.
02Time on market is leverage
270 days on market against a St Petersburg median of 72 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Northwest Elementary School, Tyrone Middle School, St. Petersburg High School — Northwest Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $629,900, now $569,900 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of YOUR NEIGHBORHOOD REALTY ASSOC · Steven Sroufe. MLS #TB8464723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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