4603 NEWCOMB AVENUE, ZEPHYRHILLS, FL, 33541
Active208 days on marketListed Jan 16, 2026MLS #TB8465090
About this home
4603 NEWCOMB AVENUE
Check out this awesome home in Zephyr Shores! This place is in a 55+ community where you can live full-time, so it's great for year-round living or just escaping the winter chill.With a LOW HOA, this inviting 2-bedroom home is a true gem that you won’t want to miss.Step inside to a generous living room that’s perfect for cozy evenings or entertaining friends. Venture further into the stunning Florida room, a fully enclosed space that serves as a serene escape for enjoying your morning coffee or office.And the best part? You own the land, so there's no lot rent to worry about. There is a detached storage shed with plenty of storage space, full size washer and dryer and a nice size backyard ideal for barbecues or blooming gardens. The community is super active, with loads of fun stuff at the clubhouse like a heated pool, shuffleboard, bingo, dancing, crafting, games, card games, a book library, and more. This home is waiting for you to start enjoying the Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
792
Sqft
0.15 ac
Lot size
1976
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,096 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
$/sqft vs Zephyrhills actives
$151 vs $172
Days on market
208 vs 51 typical
Where $151/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyr Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Zephyr Shores — neighborhood snapshot
Population
646
Median age
73
Median income
$57,730
Median home value
$84,400
Avg household
2
Households w/ children
25%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $341K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
188 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 4603 NEWCOMB AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$80,000
35204 ADA AVENUE · same community
2 bd · 1 ba · 710 sqft · $113/sqft · 115 DOM
Sold · Jul ’26$106,000
4612 CLARICE AVENUE · same community
2 bd · 1 ba · 700 sqft · $151/sqft · 2 DOM
Sold · Jan ’26$125,000
35051 DALE AVENUE · same community
2 bd · 2 ba · 960 sqft · $130/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4603 NEWCOMB AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4603 NEWCOMB AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4603 NEWCOMB AVENUE FAQs
What would the monthly payment be for 4603 NEWCOMB AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,096/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4603 NEWCOMB AVENUE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4603 NEWCOMB AVENUE?+
The most recent tax bill on record (2024) was $1,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4603 NEWCOMB AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $119,900, this home is listed about 63% below the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 4603 NEWCOMB AVENUE?+
New River Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33541 market on paper
$119,900 is 63% below the ZEPHYRHILLS 33541 median of $325,000, and at $151/sqft it sits under the Zephyrhills average of $179.
02Time on market is leverage
208 days on market against a Zephyrhills median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $124,900, now $119,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Tetiana Gapych. MLS #TB8465090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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