CENTURY 21 Edge
$9,5502 bd2 ba1,200 sqft$8 /sqft$229 /mo all-in ↓

1125 W PEPPERTREE DRIVE UNIT 407, SARASOTA, FL, 34242

Active206 days on marketListed Jan 19, 2026MLS #TB8466406

Priced 98% below the SARASOTA 34242 medianFully furnishedApartmentPEPPERTREE BAY III

About this home

1125 W PEPPERTREE DRIVE UNIT 407

Discover modern comfort in this stylishly updated 2BR/2BA vacation rental condo. Perfect for relaxation and rejuvenation, this well-appointed space offers everything you need for a memorable getaway. Enjoy garden views from the lanai. Modern amenities include new coastal-inspired furniture and stainless steel appliances. Enjoy community pool access for refreshing dips after beach days. Bask in the renowned white sands and turquoise waters of Siesta Key Beach, just moments away. Perfect for a relaxing vacation getaway! Contact office for information.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,200

Sqft

0 ac

Lot size

1

Garage

1974

Year built

One

Levels

$8

Per sqft

Furnished

Inside

AppliancesDishwasher · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ParkingCovered

Community & fees

PetsNo
CommunityDock · Fishing · Gulf/Ocean Front · Water Access · Clubhouse · Pool · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$229 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$56
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $334Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $334
Interest rate6.00%
Loan term

Estimated payment

$229/mo

Principal & interest$56
FHA mortgage insurance (est.)$4
Est. property taxes$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$8 vs $345

Days on market

206 vs 64 typical

Where $8/sqft sits among the 400 Sarasota actives

118 · this home
147
47
33
24
31
$8–260$260–512$512–763$763–1015$1015–1267$1267+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 1125 W PEPPERTREE DRIVE UNIT 407

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

167 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Jan 19, 2026Listed at $9,550 · 206 days on market since
1974Built · PEPPERTREE BAY III

Reality check

What actually sold near 1125 W PEPPERTREE DRIVE UNIT 407

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1125 W PEPPERTREE DRIVE UNIT 302Sold · May ’26

$500,500

1125 W PEPPERTREE DRIVE UNIT 302 · same community

2 bd · 2 ba · 1,163 sqft · $430/sqft · 25 DOM

1169 W PEPPERTREE DRIVE UNIT 118ASold · Jun ’26

$590,000

1169 W PEPPERTREE DRIVE UNIT 118A · same community

2 bd · 2 ba · 1,083 sqft · $545/sqft · 64 DOM

6342 MIDNIGHT PASS ROAD UNIT 423Sold · Mar ’26

$1,125,000

6342 MIDNIGHT PASS ROAD UNIT 423

2 bd · 2 ba · 1,214 sqft · $927/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1125 W PEPPERTREE DRIVE UNIT 407 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1125 W PEPPERTREE DRIVE UNIT 407 — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1125 W PEPPERTREE DRIVE UNIT 407 FAQs

What would the monthly payment be for 1125 W PEPPERTREE DRIVE UNIT 407?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $229/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1125 W PEPPERTREE DRIVE UNIT 407?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $9,550, this home is listed about 98% below the Sarasota median of $559,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the SARASOTA 34242 market on paper

$9,550 is 98% below the SARASOTA 34242 median of $455,000, and at $8/sqft it sits under the Sarasota average of $494.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

206 days on market against a Sarasota median of 64 — sellers in this position are usually ready to negotiate.

Listing courtesy of DESTINATION FLORIDA RENTALS & REAL ESTATE · Heather Sutter. MLS #TB8466406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1125 W PEPPERTREE DRIVE UNIT 407, SARASOTA, FL — 2 Bed, 2 Bath — $9,550 | CENTURY 21 Edge