5945 21ST STREET N UNIT 18, ST PETERSBURG, FL, 33714
Active204 days on marketListed Jan 28, 2026MLS #TB8469043
About this home
5945 21ST STREET N UNIT 18
Bright & Inviting 1-Bed/1-Bath Condo in Prime St. Petersburg Location! This charming second-floor condo perfectly blends comfort, style, and convenience. Nestled in a NO flood zone, this well-maintained unit offers peace of mind and a vibrant Florida lifestyle just minutes from everything you love. Step inside to find a welcoming living and dining area with service window access to the kitchen, featuring beautiful wood laminate flooring and ceiling fans that keep things cool and comfortable year-round. The bedroom and bathroom feature durable tile floors, adding both elegance and ease of maintenance. The bonus sunroom—with bright tile flooring—offers the perfect retreat for your morning coffee, a cozy reading nook, or even a small home office. Location is everything—and here, you’re close to it all! Enjoy nature walks and birdwatching just 1.2 miles away at Sawgrass Park, or head into Downtown St. Petersburg—only 5.6 miles away—to explore an amazing array of restaurants, bars, museums, and waterfront attractions. Only a short commute to Clearwater, Tampa and Tampa International Airport. Every detail has been designed for easy living, making this home move-in ready. Whether you’re seeking your first home, a seasonal escape, or a low-maintenance investment, this condo delivers value, convenience, and Florida charm in one package. Your chance to be a part of this vibrant 55+ community with club house, library, swimming pool, shuffleboard, horseshoes, group activities and low monthly fees await! No leasing. Service animals and emotional support allowed with proper paperwork.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
585
Sqft
1965
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$721 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$721/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs TOWN APTS CONDO
$128 vs $136
Days on market
204 vs 57 typical
Where $128/sqft sits among the 31 homes for sale in TOWN APTS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 31
TOWN APTS CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5945 21ST STREET N UNIT 18
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$55,000
5945 21ST STREET N UNIT 14 · same community
1 bd · 1 ba · 585 sqft · $94/sqft · 477 DOM
Sold · Mar ’26$74,000
5970 21ST STREET N UNIT 3 · same community
1 bd · 1 ba · 585 sqft · $126/sqft · 98 DOM
Sold · Apr ’26$81,600
1950 59TH AVENUE N UNIT 208 · same community
1 bd · 1 ba · 585 sqft · $139/sqft · 300 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5945 21ST STREET N UNIT 18 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5945 21ST STREET N UNIT 18 — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5945 21ST STREET N UNIT 18 FAQs
What would the monthly payment be for 5945 21ST STREET N UNIT 18?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $721/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5945 21ST STREET N UNIT 18?+
The most recent tax bill on record (2024) was $1,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5945 21ST STREET N UNIT 18?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $74,900, this home is listed about 83% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5945 21ST STREET N UNIT 18?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROOST REALTY INC. · Steve Barthelemy. MLS #TB8469043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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