1020 85TH AVENUE N UNIT 119, ST PETERSBURG, FL, 33702
Active196 days on marketListed Feb 4, 2026MLS #TB8472067
About this home
1020 85TH AVENUE N UNIT 119
NEW PRICE - Now More AFFORDABLE ST PETE LIVING in one of the cities most convenient locations. This spacious 2-bedroom, 2-bath, GROUND FLOOR END-UNIT condo is located in the highly desirable Gateway area and is especially well-suited for a year-round resident, yet still ideal as a winter retreat. Inside, you’ll find a generously sized living and dining area that flows into what is truly one of the largest kitchens you’re likely to see in a condo this size. The updated cream-color wood cabinetry and newer laminate countertops offer features typically found in higher-end homes, including pull-out shelving, lazy Susans, and a glass-front display cabinet over the sink. A peninsula breakfast bar overlooks your private patio and garden, making this a cook’s kitchen that’s both functional and inviting. All-tile flooring throughout keeps the home cool and easy to maintain. A laundry closet with washer and dryer and an additional storage closet are tucked conveniently at the back of the kitchen. The split-bedroom layout offers privacy, with a comfortable second bedroom and hall bath (tub-shower combo), and a spacious primary suite featuring a large built-in closet and a nicely updated ensuite bath with a walk-in shower and attractive tilework. This end-unit, ground-floor location includes a dedicated parking space just steps from the front door, a major convenience for daily living. The community clubhouse and pool are located just across the parking area from the back patio. The location truly shines - it's walkable, bikeable and offers easy access to public transit, too. Nestled in the heart of St. Petersburg’s Gateway neighborhood, you’re just one block from the Gateway shopping plaza with Publix, Target, HomeGoods, CVS, PetSmart, banking, medical offices, and restaurants. Fossil Park, with its trails, pool, playgrounds, and recreation center, is only a few blocks away. Downtown St. Petersburg is about 20 minutes away, and the beaches of Pinellas County are approximately a 30 minute drive. A fantastic opportunity at a great value in one of St. Pete’s most convenient neighborhoods — don’t miss it.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,035
Sqft
2 ac
Lot size
1974
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,727 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,727/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs St Petersburg actives
$135 vs $344
Days on market
196 vs 58 typical
Where $135/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park — neighborhood snapshot
Population
3,329
Median age
51
Median income
$50,157
Median home value
$123,089
Avg household
2
Households w/ children
166
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 85TH AVENUE N UNIT 119
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$125,000
1020 85TH AVENUE N UNIT 223 · same community
2 bd · 1 ba · 1,035 sqft · $121/sqft · 95 DOM
Sold · Jul ’26$235,000
6535 16TH STREET N
3 bd · 1.5 ba · 1,013 sqft · $232/sqft · 23 DOM
Sold · Jan ’26$327,250
6634 13TH STREET N
3 bd · 2 ba · 1,008 sqft · $325/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 85TH AVENUE N UNIT 119 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 85TH AVENUE N UNIT 119 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1020 85TH AVENUE N UNIT 119 FAQs
What would the monthly payment be for 1020 85TH AVENUE N UNIT 119?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,727/mo — principal and interest, the actual property-tax bill, the $648/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1020 85TH AVENUE N UNIT 119?+
The association fee works out to $648 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1020 85TH AVENUE N UNIT 119?+
The most recent tax bill on record (2025) was $402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1020 85TH AVENUE N UNIT 119?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $139,900, this home is listed about 67% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 85TH AVENUE N UNIT 119?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33702 market on paper
$139,900 is 38% below the ST PETERSBURG 33702 median of $224,500, and at $135/sqft it sits under the St Petersburg average of $378.
02Know the monthly fee
The association fee is $648/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
196 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $169,900, now $139,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Lea Lagueux. MLS #TB8472067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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