CENTURY 21 Edge
$105,000$150,000$943 /mo all-in ↓

3405 E POWHATAN AVENUE, TAMPA, FL, 33610

Active182 days on marketListed Feb 9, 2026MLS #TB8473966

Priced 67% below the TAMPA 33610 medianReduced $45KBELLMONT HEIGHTS

About this home

3405 E POWHATAN AVENUE

Excellent opportunity in Tampa! Residential lot located at 3405 E Powhatan Avenue, Tampa, FL 33610, ideal for building a single-family home in a growing and high-demand area. Utilities available on site (water, sewer, and electricity), helping reduce development costs and speed up the construction process. Minor site prep needed. Architect-stamped building plans included, offering significant added value and saving both time and money. Convenient location with easy access to major roads, shopping, schools, and everyday amenities. This lot is perfect for builders, investors, or buyers looking to build their custom home. With approved architectural plans already prepared, this property offers a streamlined path from purchase to construction. For additional details regarding the building plans and construction possibilities, please contact the Listing Agent directly. Don’t miss this opportunity to secure a build-ready lot in one of Tampa’s rapidly developing areas!

Facts & features

The home at a glance

0.12 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$1,419/yr

Utilities & systems

UtilitiesElectrical Nearby · Electricity Available · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$943 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$618
FHA mortgage insurance (est.)$46
Property tax — 2024 actual bill$118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,675
Interest rate6.00%
Loan term

Estimated payment

$943/mo

Principal & interest$618
FHA mortgage insurance (est.)$46
Property taxes (actual bill)$118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside 40th Street Corridor

Map of 3405 E POWHATAN AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa10 min
Tampa Int’l Airport (TPA)21 min
Walt Disney World67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

40th Street Corridor — neighborhood snapshot

Population

37,490

Median age

36

Median income

$44,203

Median home value

$172,343

Avg household

2

Households w/ children

3,868

For the school run

Hillsborough County School District

HighKing High School★★★★
ElementaryRobles Elementary School★★★★★
MiddleGreco Middle Magnet School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$432K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% below the TAMPA 33610 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $105,000 $45K
Feb 9, 2026Listed at $150,000 · 182 days on market since

Reality check

What actually sold near 3405 E POWHATAN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3704 E GROVE STREETSold · Oct ’25

$200,000

3704 E GROVE STREET · same community

2 bd · 1 ba · 624 sqft · $321/sqft · 87 DOM

3425 E POWHATAN AVENUESold · Mar ’26

$180,000

3425 E POWHATAN AVENUE · same community

2 bd · 1 ba · 784 sqft · $230/sqft · 153 DOM

3501 E MCBERRY STREETSold · Jul ’26

$260,000

3501 E MCBERRY STREET · same community

3 bd · 1 ba · 888 sqft · $293/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3405 E POWHATAN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3405 E POWHATAN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3405 E POWHATAN AVENUE FAQs

What would the monthly payment be for 3405 E POWHATAN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $943/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3405 E POWHATAN AVENUE?+

The most recent tax bill on record (2024) was $1,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $105,000, this home is listed about 77% below the Tampa median of $449,999. The market section on this page shows how the area is trending.

Which schools are assigned to 3405 E POWHATAN AVENUE?+

King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33610 market on paper

$105,000 is 67% below the TAMPA 33610 median of $319,900.

02Time on market is leverage

182 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $150,000, now $105,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of MIRIAM HURTADO REAL ESTATE GROUP · Sara Zapata Ocampo. MLS #TB8473966.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3405 E POWHATAN AVENUE, TAMPA, FL — $105,000 | CENTURY 21 Edge