CENTURY 21 Edge
$3,695,000$3,900,0005 bd4.5 ba5,086 sqft$727 /sqft$23,699 /mo all-in ↓

4914 59TH AVENUE S, ST PETERSBURG, FL, 33715

Active175 days on marketListed Feb 23, 2026MLS #TB8476570

Reduced $205KWaterfrontPrivate poolSingle Family ResidenceBAYWAY ISLES

About this home

4914 59TH AVENUE S

SPECTACULAR WATERFRONT CUSTOM BUILT HOME! Welcome through the manned-guard gates to the island and boating community of Bayway Isles with its stately mix of appealing architectural home styles including this waterfront home with 3 boat storage and tie up options plus 3 1/2 car garages for your cars and outdoor "toys." Bayway Isles is convenient to the Gulf Coast and Fort Desoto beaches, cycling, walking/trails, several airports both private and public, not to mention the lifestyle of Tierra Verde, downtown St Petersburg, Tampa and Sarasota. This waterfront home located on a cul-de-sac within the community is absolutely amazing! Featuring three boat docking options of 25,000- and 16,000-pound lifts and the option to tie off on along the side of the dock. To further enhance the Florida tropical outdoor experience, gather with friends and family while enjoying outdoor grilling, and relaxing in the heated pool and spa while sharing a toast or two. This startlingly impressive home offers a home of elegance with a layout perfect for entertaining, yet a home that can be comfortably lived in a quiet day-to-day lifestyle escaping the busy world in a personal haven. Open the front doors to the dramatic and luxurious curved staircase with the soaring ceilings throughout creating a nice feeling of space grandeur. The kitchen offers a very large space where there is ample space to create amazing foods and meals while offering plentiful space to connect and converse with a houseful of guests. The primarily bedroom includes sitting space where one could sneak off and experience a nice book or step out to the balcony and experience the vision of birds, manatees, dolphins and other magnificent displays of nature. The en suite primary bathroom is huge; with a large bathtub for soaking or enjoying jetted water; a walk-in shower with a shower seat; three vanities with separate sinks on two of them. Extra-large custom-built closets providing ease of access to selecting your attire for each facet of the day. One of the two lower bedrooms is oversized and is currently set up as a large office. This versatile bedroom with en suite bathroom offers separate access and can be used as an in-law suite, space for guests, or even private quarters should a caretaker, chef or other household help be needed. All five bedrooms have direct access to a bathroom in the home. Thinking about an elevator for the future: this home has an area already framed. There are 3 Air Conditioning/Heat Systems 2024, 2021, Front Bedroom 2007 This home is a must see to experience the many additional amenities that make this home a wonderful place to enjoy and call home.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

5,086

Sqft

0.27 ac

Lot size

3

Garage

2004

Year built

Two

Levels

$727

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Chute · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ExteriorBalcony · French Doors · Irrigation System · Lighting

Community & fees

HOA fee$116/mo
Taxes (2025)$25,193/yr
PetsYes
CommunityWaterfront · Deed Restrictions · Gated Community - Guard

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,699 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$19,938
PMI (est., until 20% equity)$1,386
Property tax — 2025 actual bill$2,099
HOA fee — from the listing$116
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $369,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $369,500
Interest rate6.00%
Loan term

Estimated payment

$23,699/mo

Principal & interest$19,938
PMI (est., until 20% equity)$1,386
Property taxes (actual bill)$2,099
HOA / condo fee$116
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BAYWAY ISLES

$727 vs $598

Days on market

175 vs 57 typical

Where $727/sqft sits among the 6 homes for sale in BAYWAY ISLES

2
0
2
1
0
1 · this home
$475–517$517–559$559–601$601–643$643–685$685+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayway Isles

Map of 4914 59TH AVENUE S inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Bayway Isles — neighborhood snapshot

Population

1,734

Median age

69

Median income

$52,097

Median home value

$470,700

Avg household

2

Households w/ children

43%

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

5 of 6

BAYWAY ISLES have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1327% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,695,000 $205K
Feb 23, 2026Listed at $3,900,000 · 175 days on market since
2004Built · BAYWAY ISLES

Reality check

What actually sold near 4914 59TH AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4916 62ND AVENUE SSold · Jun ’26

$3,550,000

4916 62ND AVENUE S · same community

4 bd · 5.5 ba · 4,827 sqft · $735/sqft · 206 DOM

4900 59TH AVENUE SSold · Jan ’26

$3,100,000

4900 59TH AVENUE S · same community

4 bd · 4.5 ba · 4,400 sqft · $705/sqft · 298 DOM

4913 58TH AVENUE SSold · Jan ’26

$2,550,000

4913 58TH AVENUE S · same community

4 bd · 4 ba · 3,620 sqft · $704/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4914 59TH AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4914 59TH AVENUE S — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4914 59TH AVENUE S FAQs

What would the monthly payment be for 4914 59TH AVENUE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,699/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4914 59TH AVENUE S?+

The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4914 59TH AVENUE S?+

The most recent tax bill on record (2025) was $25,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4914 59TH AVENUE S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $3,695,000, this home is listed about 746% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4914 59TH AVENUE S?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,695,000 runs 1327% above the ST PETERSBURG 33715 median — but at 5,086 sqft it's also nearly 4 times the size of the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

175 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $3,900,000, now $3,695,000 — a $205K cut. The full history is in the market section below.

Listing courtesy of ALLEN COLLINS REALTY INC · Allen Collins. MLS #TB8476570.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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