403 W CHELSEA STREET, TAMPA, FL, 33603
Active237 days on marketListed Feb 18, 2026MLS #TB8477813
About this home
403 W CHELSEA STREET
Now offered at a NEW, LOWER PRICE with recent improvements, 403 W. Chelsea offers a great opportunity to own a character-filled bungalow in the heart of Seminole Heights! From the moment you arrive, you’ll appreciate the home’s inviting personality and unique details. Beautiful moulding and trim work around the windows and doorways add timeless charm, while natural light fills the spacious living areas. Public records reflect 4 bedrooms; however, one bedroom has been opened to create a larger formal living space, providing a more open and flexible layout. The space could easily be converted back to a bedroom if desired. The remaining bedrooms are generously sized, with flexibility for guests, a home office, or other needs. Step outside to a PRIVATE SIDE PATIO—an ideal spot for morning coffee, outdoor dining, or a quiet work-from-home escape. The backyard offers even more room to enjoy Florida living with an ABOVE-GROUND POOL and surrounding deck, perfect for relaxing and entertaining. A DETACHED GARAGE and additional STORAGE SHED/WORKSHOP provide plenty of space for tools, hobbies, equipment, and extra storage. Located in Seminole Heights, you’ll be close to local restaurants, coffee shops, parks, breweries, and many of Tampa’s popular neighborhood destinations—all with NO HOA restrictions. Whether you’re looking for a primary residence or an investment opportunity, this home offers character, flexible living space, outdoor amenities, and plenty of potential. With the NEW LOWER PRICE, now is a great time to take another look. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,758
Sqft
0.16 ac
Lot size
1
Garage
1947
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,249 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,249/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.7%
$/sqft vs Tampa actives
$270 vs $289
Days on market
237 vs 64 typical
Where $270/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
South Seminole Heights — neighborhood snapshot
Population
3,148
Median age
40
Median income
$95,977
Median home value
$329,233
Avg household
2
Households w/ children
243
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 W CHELSEA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$425,000
1310 E 19TH AVENUE
4 bd · 3 ba · 1,742 sqft · $244/sqft · 153 DOM
Sold · Apr ’26$542,300
2810 N JEFFERSON STREET
3 bd · 2 ba · 1,736 sqft · $312/sqft · 128 DOM
Sold · Nov ’25$550,000
2304 W CORDELIA STREET
4 bd · 3 ba · 1,802 sqft · $305/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 403 W CHELSEA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 W CHELSEA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
403 W CHELSEA STREET FAQs
What would the monthly payment be for 403 W CHELSEA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,249/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 W CHELSEA STREET?+
The most recent tax bill on record (2024) was $987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $475,000, this home is listed about 9% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 W CHELSEA STREET?+
Hillsborough High School (high), Broward Elementary School (elementary), Memorial Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 15% above the TAMPA 33603 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
237 days on market against a Tampa median of 64 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,000, now $475,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Elenna Tamplin. MLS #TB8477813.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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