CENTURY 21 Edge
$499,000$525,0003 bd2 ba1,258 sqft$397 /sqft≈$3,567 /mo all-in ↓

510 79TH AVENUE, ST PETE BEACH, FL, 33706

Active234 days on marketListed Feb 20, 2026MLS #TB8478040

✦ Reduced $26KFully furnishedSingle Family ResidenceST PETERSBURG BEACH NORTH UNIT 2

About this home

510 79TH AVENUE

Just minutes from the world-famous white sands of St. Pete Beach, this impeccably maintained and fully furnished 3-bedroom, 2-bathroom sanctuary captures the essence of coastal living with modern sophistication and carefree comfort. Step inside and be greeted by a home bathed in natural light, where thoughtfully curated design and premium updates set the tone for daily life and stylish entertaining. Long wide luxury vinyl planks flow seamlessly throughout the home to effortlessly connect the entire space. The heart of the home is a magazine-worthy kitchen, featuring quartz countertops, sleek stainless appliances, floating shelves, chic modern herringbone backsplash, and LED lighting that highlights every detail with a fresh, contemporary glow. The home’s spa-inspired primary bathroom is a soothing escape—complete with a garden tub, European-inspired floating vanity, and stylish reeded tile—inviting you to begin and end each day in serenity. Every practical comfort has been considered, with a newer roof, impact-resistant windows, newer HVAC and water heater ensuring peace of mind and year-round ease. Outside, your private backyard retreat unfolds like a dream. A covered lanai, complete with a ping pong table and tiki bar, beckons weekend gatherings and sunset laughter. Beyond, a lush landscape features a putting green and fire pit, spaces designed for both play and peaceful relaxation. Whether it’s morning coffee in the sunshine or lingering evenings under starlight, this yard is where memories are made. Thoughtful touches and upgrades throughout make this home move-in ready from day one, and the fully furnished design means you can start living the beach lifestyle immediately. And location couldn’t be more inviting: just steps to St. Pete Beach’s glittering shoreline, vibrant restaurants, boutique shopping, and lively entertainment—yet set in a peaceful neighborhood that feels like a true retreat. This is more than a home—it’s your everyday escape to the Gulf Coast, where sunlit rooms, thoughtful design, and backyard evenings become the backdrop to a life well lived. Start living the Florida Beach Life today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,258

Sqft

0.13 ac

Lot size

1950

Year built

One

Levels

$397

Per sqft

FurnishedPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Guest
ExteriorDog Run · Fire Pit · Hurricane Shutters · Lighting · Private Yard · Rain Gutters · Storage

Community & fees

Taxes (2025)$2,984/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,567 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$249
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,567/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$249
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $564,587 · range $508K–$582K$605K

vs edgeAI estimate

−11.6%

$/sqft vs St Pete Beach actives

$397 vs $483

Days on market

234 vs 96 typical

Where $397/sqft sits among the 157 St Pete Beach actives

43
50 · this home
27
13
10
14
$258–395$395–531$531–667$667–804$804–940$940+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Blind Pass

Drive times from this address

Downtown Tampa≈ 39 min
Tampa Int’l Airport (TPA)≈ 39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Blind Pass — neighborhood snapshot

Population

1,773

Median age

61

Median income

$100,398

Median home value

$506,650

Avg household

2

Households w/ children

36%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
ElementaryAzalea Elementary School★★★★★
MiddleAzalea Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$679K → $553K

St Pete Beach median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

81 of 157

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 ▼ $26K
Feb 20, 2026Listed at $525,000 · 234 days on market since
1950Built · ST PETERSBURG BEACH NORTH UNIT 2

Reality check

What actually sold near 510 79TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7951 GULF BOULEVARDSold · Mar ’26

$328,400

7951 GULF BOULEVARD · same community

2 bd · 1.5 ba · 1,118 sqft · $294/sqft · 21 DOM

504 79TH AVENUESold · Dec ’25

$300,000

504 79TH AVENUE · same community

3 bd · 2 ba · 1,438 sqft · $209/sqft · 52 DOM

437 79TH AVENUESold · Oct ’25

$340,000

437 79TH AVENUE · same community

3 bd · 2 ba · 1,466 sqft · $232/sqft · 199 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 510 79TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 510 79TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

510 79TH AVENUE FAQs

What would the monthly payment be for 510 79TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,567/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 510 79TH AVENUE?+

The most recent tax bill on record (2025) was $2,984. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 510 79TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $499,000, this home is listed about 8% below the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.

Which schools are assigned to 510 79TH AVENUE?+

Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

02Time on market is leverage

234 days on market against a St Pete Beach median of 96 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $525,000, now $499,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Justin Smith. MLS #TB8478040.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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