CENTURY 21 Edge
$560,000$620,0002 bd2.5 ba1,599 sqft$350 /sqft≈$5,850 /mo all-in ↓

111 N 12TH STREET UNIT 1523, TAMPA, FL, 33602

Active162 days on marketListed May 4, 2026MLS #TB8484290

✦ Priced 20% below the TAMPA 33602 median✦ Reduced $60KCondominiumTHE PLACE AT CHANNELSIDE A CON

About this home

111 N 12TH STREET UNIT 1523

Beautiful, open and spacious 2 bedroom, 2/1bathroom, and den with balcony enjoy your gourmet kitchen with large center-island granite countertops, sleek wood cabinetry, and stainless steel appliances The mater bedroom boasts a granite vanity, separate tub, and shower. Open den area off kitchen with powder room accessible from living area. Indulge in your resort-like amenities; luxurious pool/spa and surrounded with lush landscaping, lounges, umbrella tables bar area and sauna with renovated fitness center,, In the heart of the thriving Channel District with many ships, restaurants and parks. Adjacent to Water Street Tampa with USF Morsani College of Medicine, Sparkman's Wharf and new Green-wise Publix. The HOA fee includes: Basic Cable/wireless Internet, Building/Flood Insurance, Roof/Pool/Grounds Maintenance, building Maintenance, 7 days/week Concierge/Security and On-site Manager and Management Office

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,599

Sqft

0 ac

Lot size

2

Garage

2007

Year built

One

Levels

$350

Per sqft

City viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationBlock
ViewCity
FacesWest
ParkingAssigned · Electric Vehicle Charging Station(s) · Tandem
ExteriorBalcony

Community & fees

HOA fee$1,395/mo
Taxes (2025)$9,007/yr
PetsYes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,850 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2025 actual bill$751
Condo fee — from the listing$1,395
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$5,850/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$751
HOA / condo fee$1,395
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$538KedgeAI estimate $715,820 · range $644K–$765K$796K

vs edgeAI estimate

−21.8%

$/sqft vs THE PLACE AT CHANNELSIDE A CON

$350 vs $387

Days on market

162 vs 64 typical

Where $350/sqft sits among the 9 homes for sale in THE PLACE AT CHANNELSIDE A CON

3 · this home
3
1
0
0
2
$323–361$361–399$399–437$437–475$475–513$513+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Channel District

Drive times from this address

Downtown Tampa≈ 3 min
Tampa Int’l Airport (TPA)≈ 16 min
Walt Disney World≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Channel District — neighborhood snapshot

Population

4,558

Median age

36

Median income

$117,680

Median home value

$706,917

Avg household

2

Households w/ children

208

For the school run

Hillsborough County School District

HighBlake High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
MiddleMadison Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 9

THE PLACE AT CHANNELSIDE A CON have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $560,000 ▼ $60K
May 4, 2026Listed at $620,000 · 162 days on market since
2007Built · THE PLACE AT CHANNELSIDE A CON

Reality check

What actually sold near 111 N 12TH STREET UNIT 1523

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

111 N 12TH STREET UNIT 1306Sold · Jul ’26

$900,000

111 N 12TH STREET UNIT 1306 · same community

3 bd · 2.5 ba · 1,739 sqft · $518/sqft · 52 DOM

111 N 12TH STREET UNIT 1608Sold · Sep ’26

$463,500

111 N 12TH STREET UNIT 1608 · same community

2 bd · 2 ba · 1,237 sqft · $375/sqft · 50 DOM

111 N 12TH STREET UNIT 1808Sold · Nov ’25

$500,000

111 N 12TH STREET UNIT 1808 · same community

2 bd · 2 ba · 1,237 sqft · $404/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 111 N 12TH STREET UNIT 1523 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 111 N 12TH STREET UNIT 1523 — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

111 N 12TH STREET UNIT 1523 FAQs

What would the monthly payment be for 111 N 12TH STREET UNIT 1523?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,850/mo — principal and interest, the actual property-tax bill, the $1,395/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 111 N 12TH STREET UNIT 1523?+

The association fee works out to $1,395 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 111 N 12TH STREET UNIT 1523?+

The most recent tax bill on record (2025) was $9,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 111 N 12TH STREET UNIT 1523?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $560,000, this home is listed about 29% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 111 N 12TH STREET UNIT 1523?+

Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the TAMPA 33602 market on paper

$560,000 is 20% below the TAMPA 33602 median of $699,000.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,395/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

162 days on market against a Tampa median of 64 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $620,000, now $560,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Sean Menke. MLS #TB8484290.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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