5855 JACK BRACK ROAD, ST CLOUD, FL, 34771
Active126 days on marketListed Mar 21, 2026MLS #TB8489032
About this home
5855 JACK BRACK ROAD
(Back to the Market!!) Experience the best of both worlds—peaceful country living without giving up the conveniences of the city. Welcome to a beautifully remodeled retreat set on 2 pristine, manicured acres, offering the perfect blend of charm, comfort, and functionality.Step through the vibrant front door and into a bright, airy open floor plan that immediately feels like home. The brand-new kitchen is thoughtfully designed for family gatherings, festive celebrations, and everyday living. The home features two spacious secondary bedrooms and a luxurious master wing, complete with a cozy sitting area and a beautifully appointed en suite—your personal haven for relaxation. The road ahead is being expanded to accommodate more traffic. The shopping center nearby is also expanding at an accelerated pace. Whether you're dreaming of a hobby farm, a private sanctuary, or a place to have party, this property delivers. The land is fully fenced and includes a large shed, making it ideal for farm style lovers or anyone seeking extra space and freedom. Outside, the expansive backyard offers endless possibilities: family fun, gardening, a hobby farm, or simply enjoying the serenity of your own private acreage. All of this is located just minutes from Lake Nona’s Medical City, Orlando International Airport, and Highway 192, giving you quick access to everything you need while still enjoying the tranquility of country life. This is the lifestyle upgrade you’ve been waiting for. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,794
Sqft
2 ac
Lot size
1993
Year built
One
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$289 vs $219
Days on market
126 vs 33 typical
Where $289/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
197 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5855 JACK BRACK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$305,000
2220 MCMICHAEL ROAD · same community
3 bd · 2 ba · 1,608 sqft · $190/sqft · 9 DOM
Sold · Aug ’25$387,500
165 LAVENNA AVENUE
3 bd · 2 ba · 1,802 sqft · $215/sqft · 35 DOM
Sold · Jan ’26$370,000
5526 BONN WAY
3 bd · 2 ba · 1,802 sqft · $205/sqft · 248 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5855 JACK BRACK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5855 JACK BRACK ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5855 JACK BRACK ROAD FAQs
What would the monthly payment be for 5855 JACK BRACK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,793/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5855 JACK BRACK ROAD?+
The most recent tax bill on record (2025) was $4,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $519,000, this home is listed about 22% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5855 JACK BRACK ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$519,000 runs 22% above the ST CLOUD 34771 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
126 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $539,000, now $519,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Kevin Liang. MLS #TB8489032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5855 JACK BRACK ROAD but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →