
4206 N DOWNING AVENUE, TAMPA, FL, 33603
Active133 days on marketListed Mar 31, 2026MLS #TB8492376
About this home
4206 N DOWNING AVENUE
Welcome home to Southeast Seminole Heights — where historic charm, local flavor, and laid-back living all come together. This 1920s craftsman bungalow brings all the character you’d expect, paired with thoughtful updates and features that are seriously hard to find in the Heights. Step outside and you’re just moments from some of the neighborhood’s go-to spots — grab a beer at Southern Brewing, sushi at Old Heights Bistro, wings at Duffs, or BBQ at Station House. It’s the kind of location that makes everyday living feel a little more fun and a lot more connected. Inside, the vibe is open, airy, and made for hosting. The massive great room gives you all the space you need for entertaining, whether it’s a low-key night in or a full house with friends. Throughout the home, you’ll find new LVP flooring and custom closet shelving in every bedroom — blending style with everyday function. The primary suite feels like its own retreat, complete with a walk-in closet and a beautifully finished bathroom with newly installed glass shower enclosure. Out back is where this one really sets itself apart — sitting on over a third of an acre, the fully fenced yard gives you room to spread out, entertain, garden, or just enjoy your own private outdoor space. And in true Seminole Heights fashion, it’s not just charming — it’s practical too, with a rare 2-car garage, a large attached storage shed, brand NEW kitchen appliances, and even EV/Tesla charger wiring already in place. Big-ticket upgrades have already been handled, including a full air conditioning system (including ducts, and UV light), a durable metal roof, fiber optic internet, and a full ADT security system with smoke and carbon monoxide monitoring — giving you peace of mind from day one. This is one of those homes that just feels right — classic Seminole Heights charm with a modern edge, more space than you’d expect, and all the right updates already done.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,444
Sqft
0.31 ac
Lot size
2
Garage
1925
Year built
One
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.7%
$/sqft vs Tampa actives
$312 vs $297
Days on market
133 vs 43 typical
Where $312/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southeast Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Southeast Seminole Heights — neighborhood snapshot
Population
3,121
Median age
40
Median income
$69,217
Median home value
$323,910
Avg household
2
Households w/ children
194
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
211 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4206 N DOWNING AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$370,000
1223 E CHELSEA STREET · same community
3 bd · 1 ba · 1,172 sqft · $316/sqft · 4 DOM
Sold · Sep ’25$360,000
3126 DOWNING STREET · same community
2 bd · 1 ba · 1,110 sqft · $324/sqft · 9 DOM
Sold · Feb ’26$435,000
2308 N 13TH STREET
2 bd · 2.5 ba · 1,454 sqft · $299/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4206 N DOWNING AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4206 N DOWNING AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4206 N DOWNING AVENUE FAQs
What would the monthly payment be for 4206 N DOWNING AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,415/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4206 N DOWNING AVENUE?+
The most recent tax bill on record (2025) was $4,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $449,900, this home is priced right at the Tampa median.
Which schools are assigned to 4206 N DOWNING AVENUE?+
Edison Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33603 market on paper
$449,900 is 3% below the TAMPA 33603 median of $465,000, and at $312/sqft it sits under the Tampa average of $345.
02Time on market is leverage
133 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $499,900, now $449,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRAINARD REALTY · Chris Zoller. MLS #TB8492376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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