CENTURY 21 Edge
$870,000$895,0004 bd3 ba2,340 sqft$372 /sqft$5,788 /mo all-in ↓

6104 SCHOONER WAY, TAMPA, FL, 33615

Active128 days on marketListed Apr 3, 2026MLS #TB8492453

Reduced $25KWaterfrontPrivate poolSingle Family ResidenceBAY PORT COLONY PH II UN I

About this home

6104 SCHOONER WAY

Hidden Gem in a true waterfront living in the exclusive, gated community of The Villages of Bayport, where sunset views and expansive water views create an everyday escape. This amazing 4-bedroom, 3-bath, 2- car garage, screened-in pool home sits more than 10 feet above sea level and remained unaffected by the 2024 storms, offering peace of mind along with waterfront living. Designed for both comfort and style, this single-story contemporary home has been thoughtfully updated to suit modern living. The interior features three beautifully renovated bathrooms, travertine tile flooring, and hurricane windows and sliders. An open functional layout that flows effortlessly from room to room—perfect for relaxed daily living or hosting guests. At the center of the home, the spacious family room invites you in with a wood-burning fireplace and expansive views of the pool and water beyond. It’s a space made for gathering, unwinding, and enjoying Florida living year-round. Step outside and the lifestyle truly shines. The screened-in pool and spa overlook the fresh water canal, offering front-row seats to unforgettable sunsets. Entertain guests at your poolside ship bar, or simply enjoy a quiet evening soaking in the views. Enjoy a solar-heated pool for extended swimming season, it’s your own private retreat. For boating enthusiasts, this property is a dream. With 88 feet of water frontage, a 38-foot dock with newer Trex decking, and a 25,000 pound boat lift, you’ll enjoy quick, direct access to Old Tampa Bay and the Gulf. Whether it’s fishing, cruising, or waterfront dining, your next adventure begins right out back. Recent upgrades add tremendous value: a new roof (2023), both A/C units replaced (2023 &2024), and updated pool equipment (2022) and Zodiac Elite pool sweeper. The Villages of Bayport is a vibrant community offering a wealth of amenities: pickleball, tennis courts, basketball court, dog park, picnic areas and play grounds. Residents can also join the neighborhood Yacht Club/Social Club for only $150.00 yearly. Lots of boating excursions, social events, lighted boat parade and holiday events. The prime location is just minutes from A-rated Gulf Beaches, Tampa International Airport, Tampa International Mall, Downtown Tampa, Berkely Preparatory School, Rocky Point Golf Course and numerous dining options. Experience waterfront living at its finest in this exceptional Community!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,340

Sqft

0.24 ac

Lot size

2

Garage

1978

Year built

One

Levels

$372

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCeramic Tile · Travertine · Hardwood
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Trash Compactor · Washer · Water Softener
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$134/mo
Taxes (2025)$5,683/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions · Dog Park · Gated Community - No Guard · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,788 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,694
PMI (est., until 20% equity)$326
Property tax — 2025 actual bill$474
HOA fee — from the listing$134
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,000
Interest rate6.00%
Loan term

Estimated payment

$5,788/mo

Principal & interest$4,694
PMI (est., until 20% equity)$326
Property taxes (actual bill)$474
HOA / condo fee$134
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $870K
$635KedgeAI estimate $721,523 · range $662K$871K$906K

vs edgeAI estimate

+20.6%

$/sqft vs Tampa actives

$372 vs $301

Days on market

128 vs 42 typical

Where $372/sqft sits among the 400 Tampa actives

188
122 · this home
31
19
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Port Colony

Map of 6104 SCHOONER WAY inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)17 min
Downtown Tampa21 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bay Port Colony — neighborhood snapshot

Population

2,020

Median age

40

Median income

$98,006

Median home value

$334,250

Avg household

2

Households w/ children

191

For the school run

Hillsborough County School District

ElementaryBay Crest Elementary School★★★★★
HighAlonso High School★★★★
MiddleFarnell Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$434K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

206 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 176% above the TAMPA 33615 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $870,000 $25K
Apr 3, 2026Listed at $895,000 · 128 days on market since
1978Built · BAY PORT COLONY PH II UN I

Reality check

What actually sold near 6104 SCHOONER WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5807 SCHOONER WAYSold · May ’26

$899,000

5807 SCHOONER WAY · same community

4 bd · 2 ba · 2,293 sqft · $392/sqft · 76 DOM

6109 SCHOONER WAYSold · Oct ’25

$850,000

6109 SCHOONER WAY · same community

3 bd · 2 ba · 2,469 sqft · $344/sqft · 26 DOM

6119 GALLEON WAYSold · Oct ’25

$800,000

6119 GALLEON WAY · same community

3 bd · 2 ba · 2,167 sqft · $369/sqft · 104 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6104 SCHOONER WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6104 SCHOONER WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6104 SCHOONER WAY FAQs

What would the monthly payment be for 6104 SCHOONER WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,788/mo — principal and interest, the actual property-tax bill, the $134/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6104 SCHOONER WAY?+

The association fee works out to $134 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6104 SCHOONER WAY?+

The most recent tax bill on record (2025) was $5,683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6104 SCHOONER WAY?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $870,000, this home is listed about 93% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6104 SCHOONER WAY?+

Bay Crest Elementary School (elementary), Alonso High School (high), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$870,000 runs 176% above the TAMPA 33615 median — but at 2,340 sqft it's also 47% larger than the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

128 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Bay Crest Elementary School, Alonso High School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $895,000, now $870,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Carla Jenkins. MLS #TB8492453.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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