CENTURY 21 Edge
$7,100,000$7,900,0004 bd5.5 ba5,700 sqft$1,246 /sqft$42,641 /mo all-in ↓

7650 N WHIPPOORWILL TERRACE, HERNANDO, FL, 34442

Active163 days on marketListed Apr 10, 2026MLS #TB8494011

Reduced $800KPrivate poolSingle Family ResidenceEAGLES REST RURAL SUBD

About this home

7650 N WHIPPOORWILL TERRACE

New Price and Room to Grow! New Price for this 87± acre Ocala area equestrian estate. Want more space? Expand with an additional 22 acres of large oaks, open pastures, a second home, and its own paved private entrance. Call for details on expanding your future ranch. Tucked into the heart of Ocala's horse country and just a short trip from the World Equestrian Center, this turnkey estate is the kind of property serious equestrians dream about. A paved drive winds past rolling pastures and grand old trees, leading up to a custom-built home that feels as good as it looks. Inside, soaring pine ceilings and a 23-foot stone fireplace set the tone, while cherry hardwood floors run throughout. The open living area is built for gathering, with a wet bar, built-in entertainment center, and a cozy loft tucked behind French doors — all looking out over the pool, putting green, and an aquifer-fed pond. Just past the dining room, the kitchen is a true chef's space: dual ovens, a gas cooktop, custom cabinetry, and plenty of counter space for entertaining. The breakfast nook opens right onto the upper deck, where the pond and pool views steal the show. The primary suite has its own private wing, complete with two walk-in closets and a spa-style bath with a jetted tub, dual vanities, and a walk-in shower. A connected office or sitting room with wraparound windows also opens to the deck, and there's a bonus room next door that works beautifully as a gym, studio, or extra bedroom. Downstairs, a spacious family/game room with a big wet bar leads to two more bedrooms, each with a private bath and direct pool access. Two spiral staircases connect the levels, tying together a multi-level deck with a built-in grill, a lanai with a brick pizza oven, a cabana, and a pool house/studio surrounding the resort-style pool and spa. The 4-car garage is oversized with a workshop, storage, and its own bathroom. For the horses, the main barn is an MD Barnmaster with a zero fire-spread rating — 35 stalls, multiple wash and grooming areas, feed rooms, hay storage, tack lockers, an office, and two 2-bedroom apartments. A second barn offers 8 oversized stalls and is set up specifically for breeding, lab included. An additional equipment and hay barn is located adjacent to the 8 stall barn. The 60x100 Morton Building rounds things out with finished interior, includes wainscoting, roll-up door for RV parking, and HVAC-ready infrastructure. Park your RV coach, horse trailer, boat, farm equipment and there is still plenty of space for the workshop of your dreams. The land itself is just as impressive: four fenced pastures, 19 paddocks, miles of 4-board fencing, paved drives and parking, Drinking Post professional-grade automatic waterers, and 10 additional feeding stations. Plus, the Arena was recently professionally laser leveled. Move-in ready: new asphalt roofing (2023), brand-new Trane 454B HVAC systems (installed March 2025), plus a long list of other 2025 updates. Call for details — and to talk about the additional 22 acres.

Facts & features

The home at a glance

4

Bedrooms

5.5

Bathrooms

5,700

Sqft

87.4 ac

Lot size

6

Garage

2008

Year built

Two

Levels

$1,246

Per sqft

Private poolFireplacePark/Greenbelt & Trees/Woods & Water viewPets allowed

Inside

FlooringHardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Microwave · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewPark/Greenbelt · Trees/Woods · Water
FacesSouth
ParkingBath In Garage · Boat · Driveway · Garage Door Opener · Open · RV Garage · RV Parking · Workshop in Garage
ExteriorFire Pit · French Doors · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters · RV Hookup · Sidewalk · Storage

Community & fees

Taxes (2025)$18,083/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$42,641 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$38,311
PMI (est., until 20% equity)$2,663
Property tax — 2025 actual bill$1,507
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $710,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $710,000
Interest rate6.00%
Loan term

Estimated payment

$42,641/mo

Principal & interest$38,311
PMI (est., until 20% equity)$2,663
Property taxes (actual bill)$1,507
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Hernando actives

$1,246 vs $200

Days on market

163 vs 53 typical

Where $1,246/sqft sits among the 102 Hernando actives

95
6
0
0
0
1 · this home
$125–312$312–499$499–685$685–872$872–1059$1059+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$326K$340K

Hernando median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

45 of 102

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2741% above the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

CurrentPrice reduced to $7,100,000 $800K
Apr 10, 2026Listed at $7,900,000 · 163 days on market since
2008Built · EAGLES REST RURAL SUBD

Reality check

What actually sold near 7650 N WHIPPOORWILL TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1131 E BLUEBIRD COURTSold · Aug ’26

$450,000

1131 E BLUEBIRD COURT

3 bd · 2 ba · 2,211 sqft · $204/sqft · 10 DOM

1467 E ODIN DRIVESold · Nov ’25

$434,500

1467 E ODIN DRIVE

4 bd · 2.5 ba · 2,188 sqft · $199/sqft · 117 DOM

339 E ENFIELD LANESold · Jun ’26

$389,900

339 E ENFIELD LANE

4 bd · 2 ba · 1,930 sqft · $202/sqft · 394 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7650 N WHIPPOORWILL TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7650 N WHIPPOORWILL TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7650 N WHIPPOORWILL TERRACE FAQs

What would the monthly payment be for 7650 N WHIPPOORWILL TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $42,641/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7650 N WHIPPOORWILL TERRACE?+

The most recent tax bill on record (2025) was $18,083. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7650 N WHIPPOORWILL TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando?+

At $7,100,000, this home is listed about 1771% above the Hernando median of $379,500. The market section on this page shows how the area is trending.

Which schools are assigned to 7650 N WHIPPOORWILL TERRACE?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$7,100,000 runs 2741% above the HERNANDO 34442 median — but at 5,700 sqft it's also nearly 3 times the size of the typical Hernando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

163 days on market against a Hernando median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $7,900,000, now $7,100,000 — a $800K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Katherine Britton. MLS #TB8494011.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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7650 N WHIPPOORWILL TERRACE, HERNANDO, FL — 4 Bed, 5.5 Bath — $7,100,000 | CENTURY 21 Edge