CENTURY 21 Edge
$349,5002 bd2.5 ba1,405 sqft$249 /sqft$3,838 /mo all-in ↓

7540 SUNSHINE SKYWAY LANE S UNIT T35, ST PETERSBURG, FL, 33711

Active136 days on marketListed Apr 8, 2026MLS #TB8495221

WaterfrontCondominiumSEAPOINTE TERRACE CONDO

About this home

7540 SUNSHINE SKYWAY LANE S UNIT T35

Virtually Staged. If you’ve been searching for your own slice of waterfront paradise, this MOVE-IN ready condo is a must-see! Ideally situated on the first floor, it offers convenient walk-up access for effortless everyday living. Located in SeaPointe Terrace—a boutique, three-story waterfront community at the southern tip of St. Petersburg—this home welcomes you with breathtaking panoramic views of Tampa Bay the moment you step inside. Designed for both comfort and entertaining, the spacious 1,405-square-foot open layout lives large and features beautiful, consistent tile flooring throughout. Expansive sliding glass doors from both the main living area and the primary suite lead to an impressive 44-foot private waterfront patio, perfect for enjoying morning coffee and evening sunsets, while an additional front patio provides a charming space for gardening or relaxing outdoors. The brand-new chef’s kitchen showcases white shaker cabinetry, stainless steel appliances, granite countertops, and a warm stone backsplash. The primary suite is a true retreat with million dollar morning water views, walk-in closet, and an en-suite bathroom with a custom double vanity and a beautifully designed shower. The guest bedroom features a built-in white shaker Murphy bed that will convey to the new owners for added versatility when you don’t have guests in town! The ideal split floor plan makes it perfect for having friends over, while still maintaining privacy. The right side of the SPACIOUS living room could easily be walled off to create a THIRD BEDROOM with its own en-suite bathroom if desired! It currently serves as a dream home waterfront office and workout area. If converted you still have an additional half bathroom right next to the kitchen too! In the second full bathroom you also have a laundry closet with a washer and dryer that will convey with the purchase. Extensive upgrades include new luxury tile flooring throughout, fully renovated bathrooms, updated lighting fixtures, and a new water heater, while the HOA completed a new roof and seawall in 2023, enhancing the property’s low-maintenance appeal. Living in SeaPointe Terrace, you will enjoy resort-style amenities including a heated waterfront pool, kayak storage and launch, soon to be completed fishing pier, and tennis/pickleball courts, with HOA fees covering insurance, exterior maintenance, water, sewer, trash, cable, and Wi-Fi! Tucked away in a quiet enclave yet just minutes from vibrant downtown St. Petersburg and some of the nation’s top-rated beaches, this home offers the perfect balance of tranquility and accessibility. Don’t miss out on boutique waterfront living at its finest for an unbeatable price, schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,405

Sqft

2 ac

Lot size

1982

Year built

One

Levels

$249

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ExteriorHurricane Shutters · Private Entrance · Storage

Community & fees

HOA fee$1,203/mo
Taxes (2025)$3,159/yr
PetsYes
CommunityBay/Harbor Front · Fishing · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,838 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,057
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$263
Condo fee — from the listing$1,203
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,233Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,233
Interest rate6.00%
Loan term

Estimated payment

$3,838/mo

Principal & interest$2,057
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$263
HOA / condo fee$1,203
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $549,971 · range $482K$577K$600K

vs edgeAI estimate

−36.5%

$/sqft vs SEAPOINTE TERRACE CONDO

$249 vs $355

Days on market

136 vs 57 typical

Where $249/sqft sits among the 9 homes for sale in SEAPOINTE TERRACE CONDO

1
0 · this home
0
0
5
3
$213–243$243–272$272–302$302–332$332–362$362+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 7540 SUNSHINE SKYWAY LANE S UNIT T35

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33711 — neighborhood snapshot

Population

18,347

Median age

38.5

Median income

$68,295

Median home value

$253,100

Avg household

2.35

Households w/ children

1,371

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

4 of 9

SEAPOINTE TERRACE CONDO have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →

Paper trail

This home's history

Apr 8, 2026Listed at $349,500 · 136 days on market since
1982Built · SEAPOINTE TERRACE CONDO

Reality check

What actually sold near 7540 SUNSHINE SKYWAY LANE S UNIT T35

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7520 SUNSHINE SKYWAY LANE S UNIT 210Sold · Nov ’25

$389,500

7520 SUNSHINE SKYWAY LANE S UNIT 210 · same community

2 bd · 2 ba · 1,280 sqft · $304/sqft · 2 DOM

7540 SUNSHINE SKYWAY LANE S UNIT 221Sold · Oct ’25

$495,000

7540 SUNSHINE SKYWAY LANE S UNIT 221 · same community

2 bd · 2.5 ba · 1,280 sqft · $387/sqft · 22 DOM

7540 SUNSHINE SKYWAY LANE S UNIT 217Sold · May ’26

$545,000

7540 SUNSHINE SKYWAY LANE S UNIT 217 · same community

2 bd · 2.5 ba · 1,280 sqft · $426/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7540 SUNSHINE SKYWAY LANE S UNIT T35 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7540 SUNSHINE SKYWAY LANE S UNIT T35 — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7540 SUNSHINE SKYWAY LANE S UNIT T35 FAQs

What would the monthly payment be for 7540 SUNSHINE SKYWAY LANE S UNIT T35?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,838/mo — principal and interest, the actual property-tax bill, the $1,203/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7540 SUNSHINE SKYWAY LANE S UNIT T35?+

The association fee works out to $1,203 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7540 SUNSHINE SKYWAY LANE S UNIT T35?+

The most recent tax bill on record (2025) was $3,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7540 SUNSHINE SKYWAY LANE S UNIT T35?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $349,500, this home is listed about 19% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7540 SUNSHINE SKYWAY LANE S UNIT T35?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$349,500 runs 17% above the ST PETERSBURG 33711 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,203/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

136 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Conor Green. MLS #TB8495221.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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