CENTURY 21 Edge
$11,0003 bd2.5 ba3,410 sqft$3 /sqft≈$250 /mo all-in ↓

900 79TH STREET S, ST PETERSBURG, FL, 33707

Active196 days on marketListed Apr 8, 2026MLS #TB8495517

✦ Priced 97% below the ST PETERSBURG 33707 medianWaterfrontPrivate poolSingle Family ResidenceSOUTH CSWY ISLE YACHT CLUB ADD

About this home

900 79TH STREET S

**IMPORTANT - VIEW VIRTUAL TOUR VIDEO (Look in “Interior & Facts and Features” section)** Experience the ultimate in Florida WATERFRONT living at this fully updated estate in the prestigious Yacht Club Estates of St. Petersburg. This home is your gateway to the gulf, with seamless access to the intracoastal, this 3,410 sq. ft. residence offers the rare combination of luxury, lifestyle, and location. Completely reimagined in 2023 with a NEW ROOF, AC, impact-rated windows, and a composite dock with a BOAT LIFT, this home is move-in ready for years of worry-free enjoyment. Inside, expansive water views define nearly every room, while the open layout flows seamlessly to the pool and outdoor living spaces—perfect for entertaining or quiet evenings by the water. The oversized primary suite includes a private waterfront terrace, creating a tranquil retreat for morning coffee or evening sunsets. Additional bedrooms and updated baths provide comfort and style, while the functional kitchen and open concept design make gatherings effortless. Step outside to your private waterfront oasis: a heated pool with hot tub, surrounded by travertine pavers and a covered patio area designed for year-round enjoyment. The outdoor shower makes rinsing off after boating or swimming a breeze. A beautiful deck and multiple lounging areas set the stage for entertaining, while the generously sized garage offers practical storage and convenience. Beyond the home itself, the location is unparalleled. Explore the Gulf with quick boat access via John’s Pass and Boca Ciega Bay, or spend the day at Treasure Island Beach, just minutes away. Downtown St. Pete, with its vibrant restaurants, arts, and nightlife, is a short drive, and Tampa International Airport is within easy reach for quick getaways. Yacht Club Estates isn’t just a neighborhood—it’s a community. Residents enjoy a welcoming and active lifestyle, from boat clubs and paddleboarding groups to holiday parades and dock-decorating contests. It’s a place where neighbors become friends and the waterfront is your backyard playground. With luxury upgrades, a premier waterfront setting, and a lively community atmosphere, this property delivers the very best of coastal living. Don’t miss this rare opportunity—schedule your private tour today.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

3,410

Sqft

0.22 ac

Lot size

2

Garage

1972

Year built

Two

Levels

$3

Per sqft

Private poolWaterfrontPool & Water viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesElectric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryIn Garage · Other
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

ViewPool · Water
FacesWest
ExteriorBalcony · Lighting · Outdoor Shower

Community & fees

PetsNumber Limit, Pet Deposit, Yes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$250 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$76
FHA mortgage insurance (est.)$5
Est. property taxes (1.1%/yr)$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $385Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $385
Interest rate7.50%
Loan term

Estimated payment

$250/mo

Principal & interest$76
FHA mortgage insurance (est.)$5
Est. property taxes$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$3 vs $322

Days on market

196 vs 66 typical

Where $3/sqft sits among the 400 St Petersburg actives

46 · this home
181
97
33
14
29
$3–175$175–347$347–519$519–691$691–863$863+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Causeway Isles

Drive times from this address

Downtown Tampa≈ 38 min
Tampa Int’l Airport (TPA)≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Causeway Isles — neighborhood snapshot

Population

1,443

Median age

56

Median income

$139,476

Median home value

$1,061,900

Avg household

2

Households w/ children

73%

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★★
MiddleAzalea Middle School★★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

232 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% below the ST PETERSBURG 33707 median. See the full St Petersburg market guide →

Paper trail

This home's history

Apr 8, 2026Listed at $11,000 · 196 days on market since
1972Built · SOUTH CSWY ISLE YACHT CLUB ADD

Reality check

What actually sold near 900 79TH STREET S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7827 9TH AVENUE SSold · Sep ’26

$1,655,000

7827 9TH AVENUE S · same community

3 bd · 3 ba · 2,554 sqft · $648/sqft · 244 DOM

7962 9TH AVENUE SSold · Aug ’26

$830,000

7962 9TH AVENUE S · same community

4 bd · 2 ba · 2,548 sqft · $326/sqft · 37 DOM

7864 9TH AVENUE SSold · May ’26

$1,100,000

7864 9TH AVENUE S · same community

3 bd · 2 ba · 1,921 sqft · $573/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 900 79TH STREET S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 900 79TH STREET S — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

900 79TH STREET S FAQs

What would the monthly payment be for 900 79TH STREET S?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $250/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 900 79TH STREET S?+

The listing reports pets: Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $11,000, this home is listed about 97% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 900 79TH STREET S?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETERSBURG 33707 market on paper

$11,000 is 97% below the ST PETERSBURG 33707 median of $327,000, and at $3/sqft it sits under the St Petersburg average of $371.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

196 days on market against a St Petersburg median of 66 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EPIQUE REALTY INC. · Allen Reynolds. MLS #TB8495517.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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900 79TH STREET S, ST PETERSBURG, FL — 3 Bed, 2.5 Bath — $11,000 | CENTURY 21 Edge