31976 WATOGA LOOP, WESLEY CHAPEL, FL, 33543
Active87 days on marketListed Apr 28, 2026MLS #TB8501640
About this home
31976 WATOGA LOOP
Welcome to the desirable community of Union Park. This stunning home is perfectly situated on a corner lot and pond. It's zoned for Wiregrass High School! As you enter the neighborhood, you are greeted by a warm and inviting atmosphere, complete with a charming wood bridge crossing a waterway and picturesque conservation areas that enhance the community's appeal. This home features upscale landscaping and a well-appointed elevation that creates a memorable curb presence with a NEW ROOF in 2025. The double entry 8" doors open into a space with volume ceilings and a thoughtfully designed floor plan with 8' DOORS throughout. Just inside the entry, you'll find a private office with French doors—ideal for working from home or managing your home-based office. Designed for entertaining, the large formal dining room is perfect for gatherings with family and friends, especially during the holiday season. The culinary enthusiast in your family will love the kitchen, which boasts a huge CENTER ISLAND and ample storage with an abundance of cabinetry, including a deep walk-in pantry with enough room for small appliance storage. Across from the pantry, there's a convenient home management center to help keep you organized. Natural light fills the generous-sized breakfast and family rooms, creating a bright and welcoming atmosphere. At the rear of the home, an open lanai space allows you and your family to savor sunsets overlooking the pond, enjoy cookouts, and relax in the fresh air. There are two large bedrooms tucked away behind the kitchen, perfect for accommodating both sets of grandparents during their visits and or for MULTIGENERATIONAL living. The second floor offers 4 additional private family bedrooms, a loft space, a bonus room, and a private balcony. The primary bedroom features a WALK IN CLOSET that is the size of a bedroom and includes an en-suite bathroom with separate soaking tub. Additionally, there are three spacious secondary bedrooms and two secondary baths, along with a laundry room on the second floor. All of this is located just down the street from the amenity center, which includes a pool, play area, and workout gym. You’re also just minutes away from Wiregrass Mall, Wiregrass High School, Pasco Community College, Publix, an outlet mall, various eateries, medical and dental facilities, pet venues, and much more! Schedule your private showing today!
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
4,846
Sqft
0.2 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,135 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,135/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wesley Chapel actives
$172 vs $201
Days on market
87 vs 32 typical
Where $172/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Union Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Union Park — neighborhood snapshot
Population
2,752
Median age
39
Median income
$104,318
Median home value
$366,000
Avg household
3
Households w/ children
387
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
202 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 31976 WATOGA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$734,000
31999 WATOGA LOOP · same community
5 bd · 4 ba · 3,560 sqft · $206/sqft · 29 DOM
Sold · Dec ’25$660,000
32035 WATOGA LOOP · same community
4 bd · 3.5 ba · 3,168 sqft · $208/sqft · 32 DOM
Sold · Oct ’25$805,000
10616 NEW MORNING DRIVE
5 bd · 4.5 ba · 4,830 sqft · $167/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 31976 WATOGA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31976 WATOGA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31976 WATOGA LOOP FAQs
What would the monthly payment be for 31976 WATOGA LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,135/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31976 WATOGA LOOP?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31976 WATOGA LOOP?+
The most recent tax bill on record (2025) was $12,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31976 WATOGA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $835,000, this home is listed about 92% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 31976 WATOGA LOOP?+
Dr. John Long Middle School (middle), Double Branch Elementary School (elementary), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$835,000 runs 141% above the WESLEY CHAPEL 33543 median — but at 4,846 sqft it's also nearly twice the size of the typical Wesley Chapel listing.
02Time on market is leverage
87 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dr. John Long Middle School, Double Branch Elementary School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $855,000, now $835,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Maria Neger PA. MLS #TB8501640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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