400 64TH AVENUE UNIT 907 W, ST PETE BEACH, FL, 33706
Active161 days on marketListed May 4, 2026MLS #TB8503626
About this home
400 64TH AVENUE UNIT 907 W
WAKE UP TO WATERFRONT BLISS — PEACE OF MIND INCLUDED W/ SOLID FINANCIALS & MILESTONES PASSED | ST. PETE BEACH | Welcome home to this stunning corner-unit residence at Three Palms Pointe, one of St. Pete Beach's most coveted waterfront addresses — where every morning begins with shimmering Intracoastal sunrises from your master suite and every evening ends with golden Gulf sunsets from your private balcony. This beautifully updated 2-bedroom, 2-bathroom split-floor-plan residence has been thoughtfully renovated with luxury vinyl plank flooring, marble counters, an undermount sink, shaker-style cabinetry, and stainless steel appliances. The spacious master wing easily accommodates a king bed and features a walk-the-length closet, while the fully updated en-suite bath shines with a dual-sink vanity, fresh tile, and new lighting. The generous split layout offers true privacy for guests, and the corner position means breathtaking water views from every room. For today's discerning buyer, financial peace of mind matters as much as the view — and Three Palms Pointe delivers on both. The building has successfully completed its Milestone Inspection and SIRS structural reserve study, with reserves now fully funded, meaning no looming special assessments and a fully protected investment. Boating enthusiasts will love the on-site boat slips (subject to availability), putting your vessel steps from your door. The vibrant community amenities include a waterfront heated pool, putting green, shuffleboard, fitness room, sauna, and billiards room. The sugar-sand beaches of St. Pete Beach are just a 3-block stroll away. Additional conveniences include one covered parking space and a private hallway storage room for seasonal items. Rental flexibility allows up to 2 leases annually with a 3-month minimum — ideal for seasonal owners who travel. Turnkey, certified, and move-in ready: this is the Florida waterfront lifestyle you have earned.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,131
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$340
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,961 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,961/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.2%
$/sqft vs St Pete Beach actives
$340 vs $483
Days on market
161 vs 96 typical
Where $340/sqft sits among the 157 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
82 of 157
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 64TH AVENUE UNIT 907 W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$600,000
281 44TH AVENUE
2 bd · 1 ba · 1,124 sqft · $534/sqft · 2 DOM
Sold · Oct ’25$335,000
148 44TH AVENUE
3 bd · 2 ba · 1,160 sqft · $289/sqft · 40 DOM
Sold · Feb ’26$330,000
256 44TH AVENUE
2 bd · 1 ba · 1,100 sqft · $300/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 400 64TH AVENUE UNIT 907 W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 64TH AVENUE UNIT 907 W — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 64TH AVENUE UNIT 907 W FAQs
What would the monthly payment be for 400 64TH AVENUE UNIT 907 W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,961/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 64TH AVENUE UNIT 907 W?+
The most recent tax bill on record (2025) was $4,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 64TH AVENUE UNIT 907 W?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $385,000, this home is listed about 29% below the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 400 64TH AVENUE UNIT 907 W?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETE BEACH 33706 market on paper
$385,000 is 16% below the ST PETE BEACH 33706 median of $459,950, and at $340/sqft it sits under the St Pete Beach average of $587.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Leisa Mohler-Erickson. MLS #TB8503626.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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