546 PLAZA SEVILLE COURT UNIT 85, TREASURE ISLAND, FL, 33706
Active110 days on marketListed May 4, 2026MLS #TB8503889
About this home
546 PLAZA SEVILLE COURT UNIT 85
Completely renovated and move-in ready, this waterfront Treasure Island condo offers a rare combination of modern upgrades, timeless charm, and unbeatable proximity to the water. The brand-new kitchen features all-new lower cabinets, new appliances that have never been used, a new sink, and a stylish new backsplash, with matching new countertops carried into both beautifully updated bathrooms. Additional improvements include a brand-new tankless water heater, brand-new air handler and compressor, all new hurricane-rated windows, and two oversized hurricane-rated sliding doors that fill the home with natural light. The entire electrical system has been updated as well, including all new outlets and a new fuse panel. Ceramic tile flooring flows through the main living areas and bathrooms, while both bedrooms feature laminate flooring for added warmth. This unit is also one of the few in the entire community with a working fireplace, adding a unique and cozy focal point. The primary suite includes a grandfathered-in washer and dryer closet with hookups—an amenity most units do not have, as the majority must use the community laundry facilities. Outside, the seawall has been completely rebuilt and raised approximately three feet, offering added protection and peace of mind. Enjoy serene waterfront living with a community dock just about 30 feet from your rear patio, perfect for relaxing, dolphin watching, or taking in the sunset. The community pool is only a short stroll away and sits right on the water, surrounded by outdoor gathering areas with grills and shaded seating. Lovingly owned by the previous owners for 53 years and now fully modernized, this exceptional home stands out as one of the most updated and desirable units in Plaza Seville.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,145
Sqft
1969
Year built
One
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,977 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,977/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs LA COSTA BRAVA CONDO 1
$336 vs $356
Days on market
110 vs 96 typical
Where $336/sqft sits among the 6 homes for sale in LA COSTA BRAVA CONDO 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
2 of 6
LA COSTA BRAVA CONDO 1 have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 546 PLAZA SEVILLE COURT UNIT 85
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$190,000
556 PLAZA SEVILLE COURT UNIT 106 · same community
2 bd · 2 ba · 1,145 sqft · $166/sqft · 43 DOM
Sold · Apr ’26$300,000
507 PLAZA SEVILLE COURT UNIT 13 · same community
2 bd · 2 ba · 1,145 sqft · $262/sqft · 25 DOM
Sold · Mar ’26$480,000
7892 SAILBOAT KEY BOULEVARD S UNIT 306
2 bd · 2 ba · 1,145 sqft · $419/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 546 PLAZA SEVILLE COURT UNIT 85 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 546 PLAZA SEVILLE COURT UNIT 85 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
546 PLAZA SEVILLE COURT UNIT 85 FAQs
What would the monthly payment be for 546 PLAZA SEVILLE COURT UNIT 85?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,977/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 546 PLAZA SEVILLE COURT UNIT 85?+
The most recent tax bill on record (2025) was $4,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 546 PLAZA SEVILLE COURT UNIT 85?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $384,900, this home is listed about 43% below the Treasure Island median of $679,500. The market section on this page shows how the area is trending.
Which schools are assigned to 546 PLAZA SEVILLE COURT UNIT 85?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$384,900 is 14% below the TREASURE ISLAND 33706 median of $450,000, and at $336/sqft it sits under the Treasure Island average of $602.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $389,900, now $384,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Joel Miller. MLS #TB8503889.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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